Common Financial Mistakes Millennials Make
Thursday, 23 February 2017 by Mercer Savings Bank
Millennials are financially savvy. You have to be. You may be a highly educated generation, but thanks to the nation’s economy, you make less than your parents did at your age. Thanks to that same economy, you have higher levels of student loan debt and unemployment, and lower levels of wealth and personal income than
- Published in Miscellaneous
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What’s Escrow? and Other Home-buying Questions
Wednesday, 15 February 2017 by Mercer Savings Bank
Confused by the terms thrown around by your realtor or banker when discussing mortgages? Most first-time homebuyers are. And even if you’ve diligently done your research, some terms are still sure to throw you. Here’s an explanation of common mortgage terms to help: Adjustable Rate Mortgage (ARM) has a fixed rate of interest for a
- Published in Mortgages
New Year, New Start: How Your Bank Can Help
Wednesday, 18 January 2017 by Mercer Savings Bank
Every pay period, your paycheck is automatically deposited in your bank. Every pay day, you check online to make sure it’s there, then use the money to pay bills, go shopping or, perhaps, enjoy a night out on the town. You rarely even go into your bank except for the rare occasions when you need
- Published in Bank Service, Miscellaneous
10 Ways to Fulfill Financial New Year’s Resolutions
Wednesday, 11 January 2017 by Mercer Savings Bank
Have you made your New Year’s Resolutions yet? Have you included financial resolutions? Millennials Face Financial Challenges to Fulfilling New Year’s Resolutions Many millennials have New Year’s Resolutions that include saving more, losing weight, becoming healthier, enjoying life, and spending more time with family and friends. In this, millennials are not much different than other
- Published in Saving Tips
Financial Tips for College Students and Graduates
Wednesday, 28 December 2016 by Mercer Savings Bank
Going to college and graduating successfully involves much more than simply graduating with good grades. A large amount of debt when graduating from college will lead to stress, especially if securing employment is not guaranteed. Remember, just because you have a college degree doesn’t mean you’re guaranteed to get a high-paying job the day after
- Published in Saving Tips
A Thank You To Our Customers
Wednesday, 21 December 2016 by Mercer Savings Bank
- Published in Miscellaneous
Not-So-Dumb Tax Questions You’re Too Embarrassed To Ask
Wednesday, 14 December 2016 by Mercer Savings Bank
Unless you have a keen eye for numbers and formulas, there’s a good chance you get a bit confused about taxes. In fact, it’s this very reason as to why many people choose to take their taxes to a tax specialist each year to have their returns completed. As most everyone knows, a simple mistake
- Published in Miscellaneous, Taxes
New Year’s Resolution: Setting Your Budget for 2017
Wednesday, 07 December 2016 by Mercer Savings Bank
Many people make New Year’s resolutions to eat better, exercise more or lose weight. Those are all great goals, but if you are making goals for the new year, don’t forget to also add financial resolutions, like budgeting and saving, to your list. Planning ahead to make 2017 a great year by budgeting and by
- Published in Miscellaneous
Mobile Shopping with Credit Cards this Holiday Season
Wednesday, 16 November 2016 by Mercer Savings Bank
If you hate crowds and the hustle and bustle of shopping in your local mall, then you are probably already familiar with online shopping. Whether you choose an online auction site, a website of a major retailer you can also visit in person, or a web-only retailer, online shopping promises convenience, potential time savings and
- Published in Miscellaneous
5 Benefits of Using Your Debit Card this Holiday Season
Wednesday, 09 November 2016 by Mercer Savings Bank
For most of us, the holiday season includes an increase in shopping and spending. You may be buying gifts, decorations for your home and snacks when celebrating with friends and family. Your Visa Debit Card from Mercer Savings Bank can be a handy tool in your wallet for all of these purchases. Here are five
- Published in Miscellaneous