For the safety of our customers and our employees, our lobbies will be closed until further notice. Our drive-thru operations will remain open as follows: Monday – Wednesday & Friday 8:30 a.m. – 5:00 p.m. and Thursday and Saturday 8:30 a.m. – noon. If you have any questions or concerns, feel free to call us at 877.672.4543.

Transaction Accounts and CD rates

Mercer Savings Bank offers the lowest fees and most competitive rates available. If you need help to determine which account is right for you, contact a banking officer today.

Account TypeAnnual
NOW Checking0.03%0.03%$400
Passbook or
Statement Savings
Money Market
Deposit Account
0.15%0.15%< $3,000
0.15%0.15%> $3,000
0.25%0.25%> $50,000
0.35%0.35%> $250,000
Christmas Club0.15%0.15%$5
7 Day Notice CD0.15%0.15%$2,500
91 Day CD0.15%0.15%$500
182 Day CD0.15%0.15%$500
1 Year CD0.25%0.25%$100
1 1/2 Year CD0.25%0.25%$100
2 Year CD0.35%0.35%$100
2 1/2 Year CD **0.50%0.50%$100
3 Year CD **0.55%0.55%$100
3 1/2 Year CD **0.55%0.55%$100
4 Year CD **0.75%0.75%$100
5 Year CD **1.21%1.20%$100
18 Month Variable IRA1.00%1.00%$100


*Minimum Balance required to open account.
**The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings.
***These certificates are available as a Variable Rate CD, with rates changing Jan.1, Apr 1, July 1 and Oct. 1.

Penalty for early withdrawal may apply.
Fees could reduce the earnings on an account.
Rates effective as of March 24, 2020