Mercer Savings Bank offers the lowest fees and most competitive rates available. If you need help to determine which account is right for you, contact a banking officer today.

Transaction Accounts and CD rates

Type of Account
Min.*
A.P.Y.**
Interest Rate
NOW Checking Account $400 0.03% 0.03%
Passbook Account $100 0.05% 0.05%
Statement Savings Account $100 0.05% 0.05%
Christmas Club Account $5 0.05% 0.05%
7 Day Notice Account $2,500 0.06% 0.06%
91 Day Cert. of Deposit $500 0.06% 0.06%
182 Day Cert. of Deposit $500 0.11% 0.11%
1 Year Cert. of Deposit $100 0.19% 0.19%
1.5 Year Cert. of Deposit $100 0.31% 0.31%
2 Year Cert. of Deposit $100 0.36% 0.36%
2.5 Year Cert. of Deposit*** $100 0.44% 0.44%
3 Year Cert. of Deposit*** $100 0.49% 0.49%
3.5 Year Cert. of Deposit*** $100 0.49% 0.49%
4 Year Cert. of Deposit*** $100 0.84% 0.84%
5 Year Cert. of Deposit*** $100 1.21% 1.20%
18 Month IRA Retirement CD*** $100 0.94% 0.94%

*Minimum Balance required to open account.
**The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings.
***These certificates are available as a Variable Rate CD, with rates changing Jan.1, Apr 1, July 1 and Oct. 1.

Penalty for early withdrawal may apply.
Fees could reduce the earnings on an account.
Rates effective as of  June 20, 2017

Are you ready to choose the community bank that has served Mercer and Darke county residents for more than a century? Call 877.672.4543, or contact us now.
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