Becoming debt-free is all about your frame of mind. There’s no one-day fix—it’s a way of life. Here are 10 characteristics of debt-free people that you can emulate on your own to live without debt. More Savings Tips to Help You Avoid Debt If you’re looking for more ways to save money and cut down

We all know it: winter is coming. In northwest Ohio, we know we’re in for snow, ice and freezing temperatures in the coming months. For most, that means rising utility bills as we try to keep our homes warm against the cold. However, there are some easy ways to conserve heat in your home that

Teaching your kids about money is an essential first step for future financial security. It might seem a little intimidating, but with the right tools, it can be easy. Here are five simple, practical tips for giving your children a healthy financial foundation. 5 Tips for Teaching Your Kids About Money Management Tip #1: Start

When you’re in your 20s and 30s you may see no need to save for retirement just yet. That’s a long way off, and there will be plenty of time to save in the future, right? While that may be true, just know, the less you save now, the more you’ll need to sacrifice later.

No matter your age, getting your first paycheck from a new job is always exciting. Once you have it in hand though, the question becomes, what to do with it. Depending on your age and current financial situation there are many routes you could take. Young or old, having the proper budget in place will

You are working hard, trying to get ahead, and build a life for yourself. Now that your side gig is taking off, it is time to consider your investment options. Let’s look at some investment principles that have been proven to help other millennials make the most of their extra income. Use your time wisely

Have you made your New Year’s Resolutions yet? Have you included financial resolutions? Millennials Face Financial Challenges to Fulfilling New Year’s Resolutions Many millennials have New Year’s Resolutions that include saving more, losing weight, becoming healthier, enjoying life, and spending more time with family and friends. In this, millennials are not much different than other

If you’re working, it’s likely your company offers an IRA or 401K as a benefit. Perhaps you believe contributing to a retirement account at your age is ridiculous. After all, you don’t expect to retire for four decades. However, considering how the average lifespan is increasing, you may want to give thought to planning for

Going to college and graduating successfully involves much more than simply graduating with good grades. A large amount of debt when graduating from college will lead to stress, especially if securing employment is not guaranteed. Remember, just because you have a college degree doesn’t mean you’re guaranteed to get a high-paying job the day after