Should I Refinance or Use HELOC?
Wednesday, 02 November 2016 by Mercer Savings Bank
If you are a homeowner and find yourself in need of some extra cash, one option is to access the equity you already have in your home. There are different ways you could choose to tap into that equity: you might consider refinancing your loan to take out cash, or it might make sense to
- Published in Mortgages
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Holiday Shopping: Credit Card/Debit Card Safety Tips
Wednesday, 26 October 2016 by Mercer Savings Bank
Holiday shopping means that you are probably using your credit and debit cards more than normal. With the recent increase of incidents involving credit card fraud, it is important to do your part to minimize the risk of becoming the next target. Here are five safety tips that can help keep your credit card and
- Published in Miscellaneous
How to Shop Within Your Budget this Holiday Season
Wednesday, 19 October 2016 by Mercer Savings Bank
It is unfortunately all too easy to get caught up by the allure of holiday sales and special offers. Before you know it, the holidays will be over, and you will be left with a stack of bills to pay. Rather than start the new year out with holiday debt, follow these tips for staying
- Published in Saving Tips
5 Money Mistakes to Avoid During College
Wednesday, 05 October 2016 by Mercer Savings Bank
Financial decisions must be made all throughout life. As with all things in life, experience can help determine which financial choices are best as well as which ones aren’t. Here’s a look at five of the top money mistakes to avoid during college. #1: Racking Up Debt on Credit Cards Credit card debt isn’t always
- Published in Saving Tips
Pros and Cons of HELOC
Wednesday, 05 October 2016 by Mercer Savings Bank
Home Equity Lines of Credit, or HELOCs, can be a great source of funding for just about anything you need. It allows you to draw on the equity you already have in your home when you need cash. If you are considering applying for a HELOC, you probably want to learn more. And, as with
- Published in Miscellaneous, Mortgages
Mobile Banking: Keeping Your Accounts Safe
Wednesday, 28 September 2016 by Mercer Savings Bank
As shared in a previous blog post, Mercer Savings Bank’s online and mobile banking tools are customer favorites because of the many benefits they offer, including convenience and 24/7 banking. We use industry-standard security measures to keep your account information and money as safe as possible, but there are also steps customers can take to
- Published in Miscellaneous
A Guide to Mercer Savings Bank’s Mobile App
Wednesday, 21 September 2016 by Mercer Savings Bank
Few things are as convenient as being able to use your smartphone or other mobile device to take care of your banking needs 24 hours a day, 7 days a week, safely and easily from anywhere with Wi-Fi or a cellular connection. Mobile banking has transformed the way we bank, making it a breeze to
- Published in Miscellaneous
Why Mercer Savings Bank’s Online Banking is Better
Wednesday, 14 September 2016 by Mercer Savings Bank
Most of us use the internet on a daily basis for keeping in contact with friends and family, staying up-to-date on what’s happening around the world, or shopping for everything from groceries to cars. The internet can also be a fantastic tool for handling almost all of your banking needs. When you need to find
- Published in Miscellaneous
How to Sound Smart When Talking About Mortgages
Wednesday, 07 September 2016 by Mercer Savings Bank
So you’ve decided the time is right to become a homeowner, trading in your rent payments for mortgage payments. Maybe you’ve been a homeowner before, but are looking into getting a new mortgage loan. Whatever the reason, you now find yourself in an unfamiliar world of confusing jargon. Fear not! Here is a quick primer
- Published in First-Time Homebuyer, Mortgages
What Do I Need to Open a Business Checking Account?
Wednesday, 24 August 2016 by Mercer Savings Bank
After months or years of dreaming and planning, you have finally established your new business or organization by filing the appropriate paperwork with the state, local, and/or federal government. Congratulations! Now, your next step is opening a business checking account so you can keep your business and personal income and expenses separated. After doing your
- Published in Business Checking