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Mercer Savings Bank Announces New Leaders in Lending

Sunday, 12 March 2023 by Mercer Savings Bank
Mercer Savings Bank is pleased to announce new leaders in their innovative, more robust lending strategy.
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Giving Mission Spotlight: Darke County Humane Society

Thursday, 01 September 2022 by Mercer Savings Bank
We think this month’s Giving Mission recipient, the Darke County Humane Society, is a paw-sitively great organization.
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Here’s Every Benefit You Get as a Mercer Savings Bank Customer

Friday, 11 October 2019 by Mercer Savings Bank
It’s important for us to take care of our customers like you. We want to make sure you not only get the basic banking services you need, but extra perks that can make your life easier and better. Read on to learn how you can get the most from Mercer Savings Bank! Mobile Banking for
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Do I Need a Business Checking Account for My Side Job?

Wednesday, 11 July 2018 by Mercer Savings Bank
From freelance writing to selling artwork to curating a YouTube channel to photography, there are a lot of ways to make money on the side of your “actual” job. But the question is — do you need to have a business account for the side job? If your side business is incorporated or an LLC,
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The 3 Mortgage Myths (and Facts) You Should Know

Wednesday, 20 June 2018 by Mercer Savings Bank
If you’re a first-time homebuyer looking to get your first mortgage, don’t fall prey to these three common mortgage myths. Mortgage Myth #1: If you have a bad credit score, it’s impossible to get a mortgage. Fact: While your credit score can affect your ability to get a mortgage, you aren’t out of luck if
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Should I Pay Extra on My Mortgage Payment?

Wednesday, 16 May 2018 by Mercer Savings Bank
Whether or not to pay extra on your mortgage payments is a question a lot of homebuyers struggle with. Of course, as with all things financial, it depends on your personal situation. But we’ll go over reasons why it’s beneficial to pay extra on your mortgage, as well and reasons why it might not be
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Home Equity Line of Credit 101

Wednesday, 24 January 2018 by Mercer Savings Bank
If you own a home, you’re familiar with the home equity line of credit (often called a HELOC). But maybe you have some questions – you don’t understand the difference between a HELOC and a home equity loan, or you don’t know how to get your hands on either. Consider this your crash course. Before
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Data Breach

Friday, 22 September 2017 by Mercer Savings Bank
Recently, Equifax, one of the three national consumer credit reporting agencies, announced a major data breach. This breach affects approximately 143 million Americans. This is what we know according to Equifax: the data breach occurred May – July 2017, and the information stolen includes consumers’ personally identifiable information, including names, Social Security numbers, dates of
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Before You Say “I Do” Do a Credit Check

Wednesday, 21 June 2017 by Mercer Savings Bank
Although it’s a common misconception, the truth is that getting married will not affect your credit. Now and forever, you will each have individual credit scores. What will affect your creditworthiness, is what comes after the wedding. Let’s go through some of the common actions taken by newly-married couples and examine how your credit affects
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The Many Benefits of Mobile Banking

Wednesday, 26 April 2017 by Mercer Savings Bank
Technology moves at an incredible rate. Efficiency and speed have become the new benchmark for today’s busy consumer. You may have heard of mobile banking in the past, may be a current mobile bank user, or may be hesitant to hop into this new banking trend. Let us ease your worries, and show you why
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