Mercer Savings Bank

Get the App

Mercer Savings Bank

Get the App

Need help or have a question? Call 877-672-4543

Learn About Saving

Practice Using a Bank Account

Watch Earnings Grow

Steps to Open a Youth & Student Account

How do I open an account for my child or grandchild?

Parents of infants and toddlers generally set up custodial savings accounts, meaning the money belongs to the child, but the parent or guardian is required to sign for withdrawals. Once a child reaches an age where he or she can sign his or her own name, they are welcome to have a savings account of their own. Checking accounts can be set up as well for children as young as 14 who may be starting a first job or wanting a debit card. Checking accounts for minors require a parent or guardian to help keep track of saving and spending. Once you reach the age of 18, you are free to have a checking account on your own.

What documents should I bring to account opening? OR What documents are required to open an account?

If you are under the age of 16, we just need to know your social security number. If you are 16 or older, please bring a valid picture ID, which includes a driver’s license, state ID, or passport.

Log In