Should I Pay Extra on My Mortgage Payment?

Whether or not to pay extra on your mortgage payments is a question a lot of homebuyers struggle with. Of course, as with all things financial, it depends on your personal situation. But we’ll go over reasons why it’s beneficial to pay extra on your mortgage, as well and reasons why it might not be
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Answers to the Top 5 Mobile Banking FAQs

Mobile banking is a convenient, secure option for banking—whether that’s on the go or at home. There are so many things you can do easily (and safely) right from your phone, without ever having to make a trip to the bank. But that doesn’t mean people don’t have questions before they decide to download a
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3 Reasons Why People Love Online Bill Pay

Did you know that with Mercer Savings Bank’s online banking, you can make monthly bill payments with the click of a button? You’ll never miss a payment again—it’s one of the reasons why so many people love this convenient online banking feature. Interested in learning more? Here’s how you can get the most out of
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Planning for the Hidden Costs of Homeownership

Are you a first-time homebuyer ready to take the plunge? Before you finalize your budget for a new home, make sure you take these hidden costs of homeownership into account. 7 Hidden Costs of Owning a Home 1. Home Repairs This is one of the biggest costs of owning a home that many people forget
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The Best Time to Take Out a Home Equity Loan

A home equity loan is a great way to finance big budget items or projects. However, before you make your decision, you’ll want to make sure you have all the information you need to ensure you’re taking a home equity loan out at the right time.   How a Home Equity Loan Works You may
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How to Get Your Home Ready for Spring

Congratulations, West Central Ohio! We’ve almost made it through the dreary winter months. Snow has its charm, but even the biggest snow fans among us have to admit that there can be too much of a good thing. To get us through these last few weeks before warmer weather sets in for good, let’s turn
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How to Pick A Realtor You Can Trust

How To Pick a Real Estate Agent If you’re looking to buy your first home, you’re probably also looking for a real estate agent you can trust. A real estate agent makes the home buying process simpler and often faster, which can be a real benefit in your busy life. However, if you’ve never been
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Home Equity Line of Credit 101

If you own a home, you’re familiar with the home equity line of credit (often called a HELOC). But maybe you have some questions – you don’t understand the difference between a HELOC and a home equity loan, or you don’t know how to get your hands on either. Consider this your crash course. Before
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New Homeowners: 3 Tax Benefits Not to Miss

Are you a new homeowner or ready to be a homeowner? Homeownership may seem financially scary, but there are a lot of benefits compared to renting. You can decorate or renovate your home any way you want, no more noisy neighbors who live above you and you can gain tax advantages. Yes, tax breaks! There
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HELOC: What is it and How Does it Benefit Me?

When you need extra cash, you have many options for the source of funding. You could charge the expense on a credit card, take out a personal loan or access savings. If you are a homeowner, one option to consider is a home equity line of credit, or HELOC for short. What is a HELOC?
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Celina (Market Street)

217 West Market Street
Celina, Ohio 45822
Phone: 419.586.5159

Celina (Irmscher Boulevard)

1100 Irmscher Boulevard
Celina, Ohio 45822
Phone: 419.586.5158

Fort Recovery

120 North Wayne Street
Ft. Recovery, Ohio 45846
Phone: 419.375.4149

Greenville

125 East Main St.
Greenville, Ohio 45331
Phone: 937.548.9049

 

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