Your Complete Dictionary of Common Mortgage Terminology

Here’s a glossary of mortgage terms and related phrases to help you decipher the process. List of Common Mortgage Terms and Definitions Adjustable-Rate An adjustable-rate mortgage is one of the two most common mortgage types. Its interest rate changes after a predetermined fixed period (such as one year, three years and so on). It’s known
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How to Build Your Credit Before Applying for a Mortgage

When you apply for a mortgage, lenders will look at many different factors, including your credit score, debt-to-income ratio, loan-to-value ratio (loan amount versus the value/purchase price of the property), and savings history. If you’re applying for a home loan, it’s a good idea to try to raise your credit score in preparation. Here are
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American Legion Post 178

As a community bank, we believe in giving back to the communities in which we serve. Through our Giving Mission, each month selected employees will choose a charitable organization to receive a $200 donation. American Legion Post 178 PTSD Group/Fallen Warrior PTSD Memorial was Jazmen Hindenlang’s selection. Jazmen stated, “I come from a family of
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American Legion Post 140

As a community bank, we believe in giving back to the communities in which we serve. Through our Giving Mission, each month selected employees will choose a charitable organization to receive a $200 donation. American Legion Post 140 was Connie Germann’s selection. Connie stated, “Many times in my childhood, as well as my adult life,
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The Best Ways to Save Money This Winter

We all know it: winter is coming. In northwest Ohio, we know we’re in for snow, ice and freezing temperatures in the coming months. For most, that means rising utility bills as we try to keep our homes warm against the cold. However, there are some easy ways to conserve heat in your home that
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Mercer County Cancer Association

As a community bank, we believe in giving back to the communities in which we serve. Through our Giving Mission, each month selected employees will choose a charitable organization to receive a $200 donation. The Cancer Association of Mercer County was Sam Bader’s selection. Sam says, “I chose The Cancer Association of Mercer County because
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St. Henry EMS

As a community bank, we believe in giving back to the communities in which we serve. Through our Giving Mission, each month selected employees will choose a charitable organization to receive a $200 donation. St. Henry EMS was Sheri Brunswick’s selection. Sheri stated, “I wanted to give to the St. Henry EMS because they are
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House of Hope

As a community bank, we believe in giving back to the communities in which we serve. Through our Giving Mission, each month selected employees will choose a charitable organization to receive a $200 donation. Mercer County House of Hope was Ruth Hoenie’s selection. Ruth says, “My choice for our Giving Mission is Mercer County House
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Auto Loans 101: What You Need to Know

Buying a car can be a confusing process—especially if it’s your first time. Before you hit the car lots, you’ll want to know what’s available to you in the way of auto loans. That way, you’ll start the process informed and knowledgeable, ready to get the best deal for your new ride. So, let’s start
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The Cancer Association of Mercer County

As a community bank, we believe in giving back to the communities in which we serve.  Through our Giving Mission, each month selected employees will choose a charitable organization to receive a $200 donation. The Cancer Association of Mercer County was Trever Bransteter’s selection.  Trever says, “I chose The Cancer Association of Mercer County because
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Celina (Market Street)

217 West Market Street
Celina, Ohio 45822
Phone: 419.586.5159

Celina (Irmscher Boulevard)

1100 Irmscher Boulevard
Celina, Ohio 45822
Phone: 419.586.5158

Fort Recovery

120 North Wayne Street
Ft. Recovery, Ohio 45846
Phone: 419.375.4149

Greenville

125 East Main St.
Greenville, Ohio 45331
Phone: 937.548.9049

 

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