3 Easy Ways to Boost Your Home’s Curb Appeal
Wednesday, 09 August 2017 by Mercer Savings Bank
If you are looking to increase the value of your home, one of the easiest ways to do that is through raising its “curb appeal”. Put simply, curb appeal is how your home looks from the outside. How inviting is your home to friends, family, and possible buyers? Follow these tips to increase your home’s
- Published in First-Time Homebuyer
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3 Least Valuable Home Improvements
Wednesday, 02 August 2017 by Mercer Savings Bank
So, you’ve bought your first home, and now, you want to start adding value to your new investment. Many times, homeowners believe that any improvement adds to a home’s resale value. However, that’s not always the case. When putting your money into something as valuable as a home, you may forgo research and invest in
- Published in First-Time Homebuyer
No More Room for Your Side Gig? Time to Remodel
Wednesday, 26 July 2017 by Mercer Savings Bank
You have been working on a side hustle for a while, and things are really picking up. Unfortunately, you now have papers everywhere. You know you could be doing better if you had a dedicated space. But where? Maybe you have an unfinished basement, an enclosed porch, or a tiny room upstairs that you don’t
- Published in Miscellaneous
Starting a Home-Based Business in Ohio Q&A
Wednesday, 19 July 2017 by Mercer Savings Bank
Moving forward with a business idea is very exciting. As you get started with the preparations, it is important to take time to develop a plan. To help you, we have compiled questions and answers to the most common questions entrepreneurs face when setting up a new home-based business in Ohio. ________________________________ Discover how business
- Published in Miscellaneous
Should You Turn Your Hobby into a Business?
Wednesday, 12 July 2017 by Mercer Savings Bank
Do you have a hobby that is begging to become a thriving business? Whether it’s baking cakes, arranging flowers, or providing self-defense classes, your passion may have the potential to be your full-time career. How can you be sure? Well, there are a few checks and balances that may provide some insight. How bad do
- Published in Miscellaneous
How to Invest Your Side Money
Wednesday, 05 July 2017 by Mercer Savings Bank
You are working hard, trying to get ahead, and build a life for yourself. Now that your side gig is taking off, it is time to consider your investment options. Let’s look at some investment principles that have been proven to help other millennials make the most of their extra income. Use your time wisely
- Published in Saving Tips
Quiz: Is Your Future Spouse a Saver or a Spender?
Wednesday, 28 June 2017 by Mercer Savings Bank
Each of us has a natural tendency when it comes to money. Do you anxiously await your paycheck so you can go out and buy something? Or do you feel best when you’ve got a nice nest egg stashed away? Because disagreements about money are known to be a source of conflict between married couples,
- Published in Miscellaneous
Before You Say “I Do” Do a Credit Check
Wednesday, 21 June 2017 by Mercer Savings Bank
Although it’s a common misconception, you will not have a married couple credit score. The truth is that getting married will not affect your credit. Now and forever, you will each have individual credit scores. What will affect your creditworthiness is what comes after the wedding. Let’s go through some of the common actions taken
- Published in News & Events
Can Savers and Spenders Live Happily Ever After?
Wednesday, 14 June 2017 by Mercer Savings Bank
We each have an internal compass when it comes to money. Many of us feel it is important to maintain a safety net just in case, while others prefer to enjoy life to the fullest. It is a balance of risk and reward, needs and desires, and it is the greatest cause of discord among
- Published in Miscellaneous
When Is a Joint Bank Account a Good Idea?
Wednesday, 07 June 2017 by Mercer Savings Bank
Combining funds with another person is a big step. Joint accounts are most often opened by newly-married couples but they can also be used for business partners, roommates, and friends. They are very convenient for tracking and paying shared household expenses and building up savings together. Some of the ways a joint account differs from
- Published in Bank Service