Perks for Mercer Savings Bank Customers

In addition to unparalleled customer service, a diverse portfolio of product offerings and the backing of a trusted local financial institution, there are many perks for Mercer Savings Bank customers.

Overdraft Privilege

Everyone makes mistakes. That’s why we offer overdraft protection on all checking accounts for our customers in good standing. Whether you made a simple calculation error or experienced an unexpected expense, overdraft protection automatically advances funds and gives our customers the leeway they need in times of emergency. There is no charge for the service unless you use it. You don’t need to sign anything and we will assign your privilege automatically.

Mercer Savings Bank is now offering debit cards with chip technology and enhanced security. Watch this short video to learn more about chip-enabled cards.

VISA® Debit Cards

VISA® debit cards offer the flexibility of a credit card and ATM card. Use wherever VISA® is accepted or at any ATM within the STAR, PLUS and Cirrus networks. It’s faster and more convenient than writing a check and your purchases are automatically deducted from your account. Best of all, Mercer Savings Bank charges no fees.

VISA® Platinum Credit Card

The card you want from someone you know.  Our VISA® Platinum Credit Card offers great benefits! Visit to learn more!
• Competitive Rates*
• Reward points for merchandise and travel – To view or redeem your points visit,
• Tickets good on any airline with no blackout dates
• Personal service from people you know 
Apply Now!

*See the card application’s Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

Direct Deposit

Enroll today and start receiving your paychecks or federal payments in a safe and convenient way. Deposited funds are always available when you need them, no matter where you are. Direct deposit is safe and reduces the risk of lost or stolen checks.

Notary Services

Mercer Savings Bank has a number of onsite notaries at each location to assist our customers whenever they need them.