Mercer Savings Bank

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Mercer Savings Bank

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Need help or have a question? Call 877-672-4543

Perks for Mercer Savings Bank Customers

In addition to unparalleled customer service, a diverse portfolio of product offerings and the backing of a trusted local financial institution, there are many perks for Mercer Savings Bank customers.

Direct Deposit

Enroll today and start receiving your paychecks or federal payments in a safe and convenient way. Deposited funds are always available when you need them, no matter where you are. Direct deposit is safe and reduces the risk of lost or stolen checks.

Overdraft Privilege

Everyone makes mistakes. That’s why we offer overdraft protection on all checking accounts for our customers in good standing. Whether you made a simple calculation error or experienced an unexpected expense, overdraft protection automatically advances funds and gives our customers the leeway they need in times of emergency. There is no charge for the service unless you use it. You don’t need to sign anything and we will assign your privilege automatically.

Notary Services

Mercer Savings Bank has a number of onsite notaries at each location to assist our customers whenever they need them.

Credit and Debit Cards

VISA® Platinum Credit Card

Our VISA® Platinum Credit Card offers great benefits!

Includes options like:

  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Personal service from people you know

Like what you see? Apply Now!

To view or redeem your points sign into your account.

*See the card application’s Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

VISA® Debit Cards

VISA® debit cards offer the flexibility of a credit card and ATM card. Use wherever VISA® is accepted or at any ATM within the STAR, PLUS and Cirrus networks. It’s faster and more convenient than writing a check and your purchases are automatically deducted from your account. Best of all, Mercer Savings Bank charges no fees.

Gain Peace of Mind With Mercer Savings Bank

At Mercer Savings Bank we're here to help you protect your hard-earned money with our secure VISA® Platinum credit cards and VISA® debit cards. Have questions on which card to choose or what's at risk when using a card? We're here to help answer those questions.

Debit and credit cards can both be used safely. Regardless of the one you use, it's important to keep basic security safeguards in mind.

Be selective and only use cards to pay trusted sellers.

If you do use a credit card, be diligent and know you'll need to pay the bill each month to avoid accumulating interest and debt.

Debit cards can potentially provide access to your entire bank account and may not come with the same fraud protection that credit cards usually do. Follow our safety tips below when using your debit card.

  • Only use debit cards to pay at trusted stores or locations.

  • Don't share your debit card information (including PIN number) with anyone.

  • Treat your card like a blank check.

Learn more about the built-in safety features of your card.

There are a few ways debit and credit cards can be hacked. One is a physical device, called a skimmer, that can read your card's information when you swipe it.

Another way is through information theft from online checkouts, where your information can be hacked.

Thieves can also fraudulently request your information via emails that look like your bank or another trusted source.

First, don't use your card at sites or stores you don't trust. If the card reader looks strange or the instructions seem suspicious, don't use it.

Second, make sure you're using the latest available technology - cards with chips instead of a magnetic stripe are less vulnerable to hacking.

Third, if you receive a phone call or email asking for your information, triple-check that it's actually what it appears to be. Don't click any links in an email, and if in doubt, look up the website separately and call to ask if the email is legitimate.

And fourth, make sure you're regularly checking your bank statement to watch for unauthorized charges.

Apply for a Mercer Savings Bank Credit Card

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