What Do I Need to Open a Business Checking Account?
Wednesday, 24 August 2016 by Mercer Savings Bank
After months or years of dreaming and planning, you have finally established your new business or organization by filing the appropriate paperwork with the state, local, and/or federal government. Congratulations! Now, your next step is opening a business checking account so you can keep your business and personal income and expenses separated. After doing your
- Published in Business Checking
No Comments
Which Type of Account is Best for Me – Strictly Business Checking or Community Checking?
Wednesday, 10 August 2016 by Mercer Savings Bank
Did you know that Mercer Savings Bank’s business checking accounts are not just for traditional for-profit businesses? Sure, if you’ve opened a boutique or restaurant franchise, we’ve got you covered, but we also have checking accounts designed for every other type of non-personal need. Some examples of types of “businesses” we don’t often think of
- Published in Business Checking
9 Things You Need to Know About Home Equity Line of Credit (HELOC)
Wednesday, 03 August 2016 by Mercer Savings Bank
Home equity lines of credit, or HELOCs, can be a great way to access the equity in your home when you need extra funds. If you are considering taking out a HELOC, here are nine things you should know: Spending flexibility. When you take out a HELOC, you can use the proceeds for anything you
- Published in News & Events
3 Simple Ways to Pay Down College Debt
Wednesday, 27 July 2016 by Mercer Savings Bank
If you are a recent college graduate, congratulations! In addition to your shiny new degree, however, you may be facing repayment of your student loans. If so, you aren’t alone; getting an undergraduate or graduate degree is an expensive proposition. Tips for simplifying your payment process to reduce stress If you feel overwhelmed when you
- Published in Miscellaneous, Saving Tips
Simplicity: The Benefit of Mercer Savings Bank’s New Business Checking Account
Wednesday, 20 July 2016 by Mercer Savings Bank
Most small business owners wear multiple hats in their business every day, handling everything from marketing and sales, to billing and accounts payable, and everything in between. You don’t have time to deal with complex or confusing banking products, and now you don’t have to. Mercer Savings Bank‘s small business banking accounts are all about
- Published in Business Checking
Financial Safety and Security
Wednesday, 13 July 2016 by Mercer Savings Bank
Most of us use the internet every day for all kinds of things—many of them financial in nature, such as paying bills or online shopping. While the convenience of using the internet is fantastic, it is important to take some steps to protect yourself from becoming the next target for identity thieves. Identity theft is
- Published in News & Events
Keeping Your Small Business in Check
Wednesday, 06 July 2016 by Mercer Savings Bank
As a small business owner, you need a checking account that works for you, offers you the flexibility to bank when and how you want to, and provides support when you need it. Mercer Savings Bank‘s business banking specialists have experience and expertise you can rely on, so you can focus on continuing to grow
- Published in Business Checking
No Cash! No Problem! (when you have a debit card)
Wednesday, 29 June 2016 by Mercer Savings Bank
Picture this: It’s 9 PM on a Friday night at the beginning of a long holiday weekend, and you’re out with friends for a night on the town to celebrate the end of a stressful week. You’re feeling magnanimous and offer to pick up the tab, to your friends’ great delight. You reach for your
- Published in Miscellaneous
Benefits Of A Debit Card
Wednesday, 22 June 2016 by Mercer Savings Bank
Debit cards are commonplace today, but they’re a relatively new tool in the banking industry. Although the very first debit card was used in the 1970s, the cards did not have widespread acceptance until the 1990s. It wasn’t until 1998 that the number of debit card transactions outnumbered the number of checks used for purchases.
- Published in Miscellaneous
6 Mistakes To Avoid With Your Debit Card
Wednesday, 15 June 2016 by Mercer Savings Bank
Debit cards offer some wonderful benefits to cardholders, including the ability to withdraw cash at ATMs all over the world and the ability to use the card to pay for things or services, anywhere Visa cards are accepted, potentially eliminating (or at least lowering) the need to carry a lot of cash. Debit Card Mistakes
- Published in Saving Tips