Mercer Savings Bank

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Mercer Savings Bank

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Need help or have a question? Call 877-672-4543

Frequently Asked Questions

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We’ve compiled a list of frequently asked questions and answers to help you find what you’re looking for in one place. If you can’t locate the information you need, please call us at 877-672-4543.

Why should I choose Mercer Savings Bank?

Mercer Savings Bank has been a trusted community bank for over 130 years. We strive to make our customers’ lives easier through our extensive offering of financial products and services. Mercer Savings Bank provides exceptional customer service when helping you open an account, obtain a loan, plan for your retirement, and more.

Where are your branches located?

Mercer Savings Bank serves the Mercer and Darke County communities from our four locations. Each location is equipped with a publicly accessible ATM.

Celina - Market Street

217 W Market St
Celina, OH 45822

Phone: 419.586.5159

Celina - Irmscher Boulevard

1100 Irmscher Blvd
Celina, OH 45822

Phone: 419.586.5158

How can I apply online for a personal or business account?

It’s easy to apply for an account online with Mercer Savings Bank. Simply click the link below to complete the form to start your online application. You can also stop by one of our branches to apply.

Should I get pre-approved for a car loan?

Yes, we recommend getting pre-approved for an auto loan before you start shopping. You’ll know how much you can afford, and the financing will speed up the buying process.

How do I apply for a mortgage?

You can apply online for a mortgage in about 20 minutes, or if you prefer, you can schedule an appointment with one of our home mortgage loan officers at any of our locations. You will need your most recent check stub, the last two years of W-2s, and your most recent bank statement.

Do you have a beginner’s guide to buying a home?

Yes! We understand that buying a home can be complicated. That’s why we created a guide to help you learn more about mortgage home loan types, interest rates, payment options, and more.

What are your current rates?

Rates for our products change daily. View our current rates on our website, or call us at 877-672-4543

Does Mercer Savings Bank have youth and student accounts?

Yes, we offer bank account options just for kids and teens. Children as young as 14 can open a checking account with us. Parents can set up custodial savings accounts for their infants, toddlers, or young children and sign for withdrawals until the child can sign their name.

What are your checking account options?

Mercer Savings Bank offers two checking account options: ezChecking and NOW checking. Both provide electronic statements, free mobile check deposits, and a free Visa debit card with online and mobile banking access. Learn more about the differences here.

What are your savings account options?

Mercer Savings Bank offers six types of savings accounts for all stages of life, from simple interest-bearing accounts to Individual Retirement Accounts (IRAs).

Can Mercer Savings Bank help me start or refinance my business?

Yes, we have a variety of checking options, loans, and lines of credit available to help you start, grow, or refinance your business. Mercer Savings Bank offers machinery, equipment, inventory, and term loans to help with short-term capital purchases.

What perks do you offer Mercer Savings Bank customers?

There are many perks for Mercer Savings Bank customers. We offer direct deposit as a safe, convenient way to receive your paychecks or federal payments.

We provide overdraft protection on all checking accounts for our customers in good standing. This means that we’ll automatically advance funds in the event of a calculation error or unexpected expense.

Mercer Savings Bank also has a number of onsite notaries at each location to assist our customers when they need notary services.

Does Mercer Savings Bank have online financial calculators to help determine mortgage and auto loan payments?

Yes! We have linked each of our three financial calculators below to give you a quick look at different loan payment and savings options.

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