10 Ways to Fulfill Financial New Year’s Resolutions
Wednesday, 11 January 2017 by Mercer Savings Bank
Have you made your New Year’s Resolutions yet? Have you included financial resolutions? Millennials Face Financial Challenges to Fulfilling New Year’s Resolutions Many millennials have New Year’s Resolutions that include saving more, losing weight, becoming healthier, enjoying life, and spending more time with family and friends. In this, millennials are not much different than other
- Published in Saving Tips
5 Benefits of Using Your Debit Card this Holiday Season
Wednesday, 09 November 2016 by Mercer Savings Bank
For most of us, the holiday season includes an increase in shopping and spending. You may be buying gifts, decorations for your home and snacks when celebrating with friends and family. Your Visa Debit Card from Mercer Savings Bank can be a handy tool in your wallet for all of these purchases. Here are five
- Published in Miscellaneous
How to Shop Within Your Budget this Holiday Season
Wednesday, 19 October 2016 by Mercer Savings Bank
It is unfortunately all too easy to get caught up by the allure of holiday sales and special offers. Before you know it, the holidays will be over, and you will be left with a stack of bills to pay. Rather than start the new year out with holiday debt, follow these tips for staying
- Published in Saving Tips
How to Sound Smart When Talking About Mortgages
Wednesday, 07 September 2016 by Mercer Savings Bank
So you’ve decided the time is right to become a homeowner, trading in your rent payments for mortgage payments. Maybe you’ve been a homeowner before, but are looking into getting a new mortgage loan. Whatever the reason, you now find yourself in an unfamiliar world of confusing jargon. Fear not! Here is a quick primer
- Published in First-Time Homebuyer, Mortgages
What Do I Need to Open a Business Checking Account?
Wednesday, 24 August 2016 by Mercer Savings Bank
After months or years of dreaming and planning, you have finally established your new business or organization by filing the appropriate paperwork with the state, local, and/or federal government. Congratulations! Now, your next step is opening a business checking account so you can keep your business and personal income and expenses separated. After doing your
- Published in Business Checking
Which Type of Account is Best for Me – Strictly Business Checking or Community Checking?
Wednesday, 10 August 2016 by Mercer Savings Bank
Did you know that Mercer Savings Bank’s business checking accounts are not just for traditional for-profit businesses? Sure, if you’ve opened a boutique or restaurant franchise, we’ve got you covered, but we also have checking accounts designed for every other type of non-personal need. Some examples of types of “businesses” we don’t often think of
- Published in Business Checking
Financial Safety and Security
Wednesday, 13 July 2016 by Mercer Savings Bank
Most of us use the internet every day for all kinds of things—many of them financial in nature, such as paying bills or online shopping. While the convenience of using the internet is fantastic, it is important to take some steps to protect yourself from becoming the next target for identity thieves. Identity theft is
- Published in News & Events
No Cash! No Problem! (when you have a debit card)
Wednesday, 29 June 2016 by Mercer Savings Bank
Picture this: It’s 9 PM on a Friday night at the beginning of a long holiday weekend, and you’re out with friends for a night on the town to celebrate the end of a stressful week. You’re feeling magnanimous and offer to pick up the tab, to your friends’ great delight. You reach for your
- Published in Miscellaneous
Benefits Of A Debit Card
Wednesday, 22 June 2016 by Mercer Savings Bank
Debit cards are commonplace today, but they’re a relatively new tool in the banking industry. Although the very first debit card was used in the 1970s, the cards did not have widespread acceptance until the 1990s. It wasn’t until 1998 that the number of debit card transactions outnumbered the number of checks used for purchases.
- Published in Miscellaneous
Mortgage Loans 101: What You Need to Know
Wednesday, 13 April 2016 by Mercer Savings Bank
If you’re thinking about buying a home, you should take comfort in the fact that 2016 is favorable for you. As you go throughout the mortgage loan process, there are many terms that you will come across, so it’s vital that you understand them in order to secure a loan that fits your financial lifestyle.
- Published in First-Time Homebuyer