The Many Benefits of a Green Home
Wednesday, 16 August 2017 by Mercer Savings Bank
If you like saving money and saving the environment, then going green may be the way for you. Going “green” is when you make your home more energy-efficient and environmentally-friendly through certain modifications and additions to your home. You will be able to reduce waste of resources, reduce greenhouse gas emissions, and more. While it
- Published in First-Time Homebuyer
No More Room for Your Side Gig? Time to Remodel
Wednesday, 26 July 2017 by Mercer Savings Bank
You have been working on a side hustle for a while, and things are really picking up. Unfortunately, you now have papers everywhere. You know you could be doing better if you had a dedicated space. But where? Maybe you have an unfinished basement, an enclosed porch, or a tiny room upstairs that you don’t
- Published in Miscellaneous
Starting a Home-Based Business in Ohio Q&A
Wednesday, 19 July 2017 by Mercer Savings Bank
Moving forward with a business idea is very exciting. As you get started with the preparations, it is important to take time to develop a plan. To help you, we have compiled questions and answers to the most common questions entrepreneurs face when setting up a new home-based business in Ohio. ________________________________ Discover how business
- Published in Miscellaneous
Managing your Money with Mobile Apps
Wednesday, 10 May 2017 by Mercer Savings Bank
I should know better than to go to the grocery store when I’m hungry. As I wait for my turn in line, I look at my cart and realize that I have gone way overboard this time. It’s okay, I think… The more I think about it, the more I’m not so sure that it
- Published in Miscellaneous
How To Build Value In Your Home
Wednesday, 19 April 2017 by Mercer Savings Bank
Everyone wants to know that the investments they’ve made are worthwhile and profitable. It’s especially important when it comes to larger investments, such as your home. So, the real question becomes: How do you increase the value in your home? _____________________________________ Use your tax refund to increase the value of your home. Here’s how! _____________________________________
- Published in First-Time Homebuyer
10 Mistakes First-Time Homebuyers Make
Wednesday, 22 March 2017 by Mercer Savings Bank
Buying a home is a big deal. It may be the single biggest purchase you make in your entire life. The purchase of your home is usually a 30-year or longer commitment. Buying a home for the first-time is a milestone in every person’s life. You’re finally taking part in the American dream! In today’s
- Published in First-Time Homebuyer
Is a House Still a Good Investment?
Wednesday, 08 March 2017 by Mercer Savings Bank
Buying a home is part of the American dream. However, some experts have discouraged people from buying homes, citing the housing bust and our increasingly mobile society. In 2008, home prices plummeted after prices were driven up by predatory lending practices and unrealistic home prices. And although, as of January 2016, home prices were rising
- Published in Mortgages
Common Financial Mistakes Millennials Make
Thursday, 23 February 2017 by Mercer Savings Bank
Millennials are financially savvy. You have to be. You may be a highly educated generation, but thanks to the nation’s economy, you make less than your parents did at your age. Thanks to that same economy, you have higher levels of student loan debt and unemployment, and lower levels of wealth and personal income than
- Published in Miscellaneous
What’s Escrow? and Other Home-buying Questions
Wednesday, 15 February 2017 by Mercer Savings Bank
Confused by the terms thrown around by your realtor or banker when discussing mortgages? Most first-time homebuyers are. And even if you’ve diligently done your research, some terms are still sure to throw you. Here’s an explanation of common mortgage terms to help: Adjustable Rate Mortgage (ARM) has a fixed rate of interest for a
- Published in Mortgages
New Year, New Start: How Your Bank Can Help
Wednesday, 18 January 2017 by Mercer Savings Bank
Every pay period, your paycheck is automatically deposited in your bank. Every pay day, you check online to make sure it’s there, then use the money to pay bills, go shopping or, perhaps, enjoy a night out on the town. You rarely even go into your bank except for the rare occasions when you need
- Published in Bank Service, Miscellaneous