St. Peter Neurological Center
Sunday, 22 July 2018 by Mercer Savings Bank
As a community bank, we believe in giving back to the communities in which we serve. Through our Giving Mission, each month selected employees will choose a charitable organization to receive a $200 donation. St. Peter Neurological Center was Karen Overman’s selection. Karen says, “I chose St. Peter Neurological Center because I know of many
- Published in Giving Mission
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Do I Need a Business Checking Account for My Side Job?
Wednesday, 11 July 2018 by Mercer Savings Bank
From freelance writing to selling artwork to curating a YouTube channel to photography, there are a lot of ways to make money on the side of your “actual” job. But the question is — do you need to have a business account for the side job? If your side business is incorporated or an LLC,
- Published in News & Events
The 3 Mortgage Myths (and Facts) You Should Know
Wednesday, 20 June 2018 by Mercer Savings Bank
If you’re a first-time homebuyer looking to get your first mortgage, don’t fall prey to these three common mortgage myths. Mortgage Myth #1: If you have a bad credit score, it’s impossible to get a mortgage. Fact: While your credit score can affect your ability to get a mortgage, you aren’t out of luck if
- Published in News & Events
Should I Pay Extra on My Mortgage Payment?
Wednesday, 16 May 2018 by Mercer Savings Bank
Whether or not to pay extra on your mortgage payments is a question a lot of homebuyers struggle with. Of course, as with all things financial, it depends on your personal situation. But we’ll go over reasons why it’s beneficial to pay extra on your mortgage, as well and reasons why it might not be
- Published in News & Events
Answers to the Top 5 Mobile Banking FAQs
Wednesday, 02 May 2018 by Mercer Savings Bank
Mobile banking is a convenient, secure option for banking—whether that’s on the go or at home. There are so many things you can do easily (and safely) right from your phone, without ever having to make a trip to the bank. But that doesn’t mean people don’t have questions before they decide to download a
- Published in Online Banking
3 Reasons Why People Love Online Bill Pay
Wednesday, 18 April 2018 by Mercer Savings Bank
Did you know that with Mercer Savings Bank’s online banking, you can make monthly bill payments with the click of a button? You’ll never miss a payment again—it’s one of the reasons why so many people love this convenient online banking feature. Interested in learning more? Here’s how you can get the most out of
- Published in Bank Service
Planning for the Hidden Costs of Homeownership
Wednesday, 04 April 2018 by Mercer Savings Bank
Are you a first-time homebuyer ready to take the plunge? Before you finalize your budget for a new home, make sure you take these hidden costs of homeownership into account. 7 Hidden Costs of Owning a Home 1. Home Repairs This is one of the biggest costs of owning a home that many people forget
- Published in Mortgages
The Best Time to Take Out a Home Equity Loan
Wednesday, 14 March 2018 by Mercer Savings Bank
A home equity loan is a great way to finance big budget items or projects. However, before you make your decision, you’ll want to make sure you have all the information you need to ensure you’re taking a home equity loan out at the right time. How a Home Equity Loan Works You may
- Published in First-Time Homebuyer
How to Get Your Home Ready for Spring
Wednesday, 28 February 2018 by Mercer Savings Bank
Congratulations, West Central Ohio! We’ve almost made it through the dreary winter months. Snow has its charm, but even the biggest snow fans among us have to admit that there can be too much of a good thing. To get us through these last few weeks before warmer weather sets in for good, let’s turn
- Published in Mortgages
How to Pick A Realtor You Can Trust
Wednesday, 07 February 2018 by Mercer Savings Bank
How To Pick a Real Estate Agent If you’re looking to buy your first home, you’re probably also looking for a real estate agent you can trust. A real estate agent makes the home buying process simpler and often faster, which can be a real benefit in your busy life. However, if you’ve never been
- Published in First-Time Homebuyer