Growing Family, Growing Home
Wednesday, 08 November 2017 by Mercer Savings Bank
You love your house. When you first moved in, it was the perfect fit for you. Not too big, not too small–just right. But now your family has grown and the house is starting to strain at the edges. So what do you do? Well, your two main options are moving to a larger house
- Published in Miscellaneous
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Grow Your Wealth with Homeownership
Wednesday, 01 November 2017 by Mercer Savings Bank
There are a lot of financial benefits that come with homeownership: you accumulate wealth, you receive special tax breaks, you save money in the long run compared to renting, and you build your credit along the way. Most first-time homeowners aren’t entirely new to large financial obligations because they’ve already invested in college or a
- Published in First-Time Homebuyer
Start Saving for Retirement Now
Wednesday, 25 October 2017 by Mercer Savings Bank
When you’re in your 20s and 30s you may see no need to save for retirement just yet. That’s a long way off, and there will be plenty of time to save in the future, right? While that may be true, just know, the less you save now, the more you’ll need to sacrifice later.
- Published in Saving Tips
What Should I Do with My First Paycheck?
Wednesday, 11 October 2017 by Mercer Savings Bank
No matter your age, getting your first paycheck from a new job is always exciting. Once you have it in hand though, the question becomes, what to do with it. Depending on your age and current financial situation there are many routes you could take. Young or old, having the proper budget in place will
- Published in Saving Tips
Can a Bad Credit Score Hurt Future Employment?
Wednesday, 04 October 2017 by Mercer Savings Bank
When looking for a new job, you know you need to have your resume up-to-date, applications completed, and be prepared for any interview questions that may come your way. But did you know that your credit score may actually affect how future employers see you? While it may not be the determining factor in your
- Published in Miscellaneous
2017 Equifax Data Breach
Friday, 22 September 2017 by Mercer Savings Bank
Recently, Equifax, one of the three national consumer credit reporting agencies, announced a major data breach. This breach affects approximately 143 million Americans. This is what we know according to Equifax: the data breach occurred May – July 2017, and the information stolen includes consumers’ personally identifiable information, including names, Social Security numbers, dates of
- Published in News & Events
How to Find the Right Vehicle for You
Wednesday, 20 September 2017 by Mercer Savings Bank
Picking out the right car can be tricky business. Sure, that new Ferrari 488 may look great, but is it the wisest choice for a father of 4? There are many things to consider when choosing the right vehicle for you. Hopefully, the following tips can point you in the right direction. Understand Your Needs
- Published in Bank Service
Equifax Data Breach – What It Means For You
Monday, 11 September 2017 by Mercer Savings Bank
Equifax Data Breach – What It Means For You Last week, Equifax announced a data breach that could affect 143 million consumers. The compromised information includes names, social security numbers, birthdates, addresses, and, in some cases, driver’s license numbers. In addition, Equifax also announced that credit card numbers for roughly 209,000 U.S. customers were
- Published in Identity Theft Alerts
You know you’re from West Central Ohio When…
Wednesday, 23 August 2017 by Mercer Savings Bank
Everyone loves traveling, but there’s nothing like being at home. No matter where you’re from, every state has their own unique atmosphere, traditions, and quirks. Ohio is no different. You know you’re from West Central Ohio when… You know what a buckeye is, in both chocolate and tree form. The best way to spell
- Published in Miscellaneous
The Many Benefits of a Green Home
Wednesday, 16 August 2017 by Mercer Savings Bank
If you like saving money and saving the environment, then going green may be the way for you. Going “green” is when you make your home more energy-efficient and environmentally-friendly through certain modifications and additions to your home. You will be able to reduce waste of resources, reduce greenhouse gas emissions, and more. While it
- Published in First-Time Homebuyer