How to Pick A Realtor You Can Trust
Wednesday, 07 February 2018 by Mercer Savings Bank
How To Pick a Real Estate Agent If you’re looking to buy your first home, you’re probably also looking for a real estate agent you can trust. A real estate agent makes the home buying process simpler and often faster, which can be a real benefit in your busy life. However, if you’ve never been
- Published in First-Time Homebuyer
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The Top 4 Benefits Homeowner Families Have Over Renters
Wednesday, 22 November 2017 by Mercer Savings Bank
There are a lot of benefits to owning a home vs. renting. Being part of a home- owning family gives your children an extra boost when it comes to social opportunities, community involvement, overall health, and educational performance. And the best part is, the advantages of owning a home don’t depend on how wealthy
- Published in First-Time Homebuyer
Grow Your Wealth with Homeownership
Wednesday, 01 November 2017 by Mercer Savings Bank
There are a lot of financial benefits that come with homeownership: you accumulate wealth, you receive special tax breaks, you save money in the long run compared to renting, and you build your credit along the way. Most first-time homeowners aren’t entirely new to large financial obligations because they’ve already invested in college or a
- Published in First-Time Homebuyer
The Many Benefits of a Green Home
Wednesday, 16 August 2017 by Mercer Savings Bank
If you like saving money and saving the environment, then going green may be the way for you. Going “green” is when you make your home more energy-efficient and environmentally-friendly through certain modifications and additions to your home. You will be able to reduce waste of resources, reduce greenhouse gas emissions, and more. While it
- Published in First-Time Homebuyer
3 Easy Ways to Boost Your Home’s Curb Appeal
Wednesday, 09 August 2017 by Mercer Savings Bank
If you are looking to increase the value of your home, one of the easiest ways to do that is through raising its “curb appeal”. Put simply, curb appeal is how your home looks from the outside. How inviting is your home to friends, family, and possible buyers? Follow these tips to increase your home’s
- Published in First-Time Homebuyer
3 Least Valuable Home Improvements
Wednesday, 02 August 2017 by Mercer Savings Bank
So, you’ve bought your first home, and now, you want to start adding value to your new investment. Many times, homeowners believe that any improvement adds to a home’s resale value. However, that’s not always the case. When putting your money into something as valuable as a home, you may forgo research and invest in
- Published in First-Time Homebuyer
How To Build Value In Your Home
Wednesday, 19 April 2017 by Mercer Savings Bank
Everyone wants to know that the investments they’ve made are worthwhile and profitable. It’s especially important when it comes to larger investments, such as your home. So, the real question becomes: How do you increase the value in your home? _____________________________________ Use your tax refund to increase the value of your home. Here’s how! _____________________________________
- Published in First-Time Homebuyer
Why Should I Build My Home Equity?
Monday, 03 April 2017 by Mercer Savings Bank
With homeownership comes many responsibilities. One of those responsibilities, oftentimes overlooked, is building your home equity. While you may not see the worth in it today, it is slowly building value for your future. This is something that shouldn’t be ignored. _________________________________ Discover why buying a house is still a good investment, especially in Mercer
- Published in First-Time Homebuyer
10 Mistakes First-Time Homebuyers Make
Wednesday, 22 March 2017 by Mercer Savings Bank
Buying a home is a big deal. It may be the single biggest purchase you make in your entire life. The purchase of your home is usually a 30-year or longer commitment. Buying a home for the first-time is a milestone in every person’s life. You’re finally taking part in the American dream! In today’s
- Published in First-Time Homebuyer
How to Sound Smart When Talking About Mortgages
Wednesday, 07 September 2016 by Mercer Savings Bank
So you’ve decided the time is right to become a homeowner, trading in your rent payments for mortgage payments. Maybe you’ve been a homeowner before, but are looking into getting a new mortgage loan. Whatever the reason, you now find yourself in an unfamiliar world of confusing jargon. Fear not! Here is a quick primer
- Published in First-Time Homebuyer, Mortgages