5 Easy Steps To Make The Right Move On Your Next Home Purchase
Wednesday, 04 May 2016 by Mercer Savings Bank
The real estate market has gone through several changes over the past few years. Today there a few more changes happening as a result of our improved economy and rising rents, making it a good time for buying a home as a long term investment. Likewise, you will notice that some financial institutions are following
- Published in First-Time Homebuyer, Mortgages
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How to Calculate What Loan is Best for You
Wednesday, 27 April 2016 by Mercer Savings Bank
You’ve went over your budget again and again, and one thing remains true — your financial status is healthy enough to sustain a mortgage payment for the next 10 to 30 years. But how many years exactly is the question, right? If you have found yourself walking among the buyer’s real estate market, you can
- Published in First-Time Homebuyer
Top Factors in Mortgage Rates
Wednesday, 20 April 2016 by Mercer Savings Bank
When it comes to mortgage rates, there’s no getting around the fact that they can be complex. Yet, at Mercer Savings Bank, we strive to simplify the process for our customers. It’s because of this that we’d like for you to take a close look at these factors that affect mortgage rates in terms that
- Published in First-Time Homebuyer
Mortgage Loans 101: What You Need to Know
Wednesday, 13 April 2016 by Mercer Savings Bank
If you’re thinking about buying a home, you should take comfort in the fact that 2016 is favorable for you. As you go throughout the mortgage loan process, there are many terms that you will come across, so it’s vital that you understand them in order to secure a loan that fits your financial lifestyle.
- Published in First-Time Homebuyer
Buy Now While the Rates Are Low
Wednesday, 06 April 2016 by Mercer Savings Bank
No matter your financial status, there’s one fact that remains true in the United States during 2016 — interest rates are favorable for those in the market to buy a home. With the market looking so advantageous, there’s never been a better reason to make a home purchase. Even if you’re facing financial hindrances, such
- Published in First-Time Homebuyer
How to Evaluate Banks When Looking at Mortgages
Wednesday, 16 March 2016 by Mercer Savings Bank
Buying a home can be an exciting adventure. Some people search for months for the perfect home, while others spend only weeks. No matter your preferences for buying a new place to call home, it’s imperative that you be financially ready to make an offer when you find a property you are interested in. To
- Published in First-Time Homebuyer, News & Events
5 Things to Consider When Applying for Mortgages
Wednesday, 09 March 2016 by Mercer Savings Bank
Whether it’s your first time applying for a mortgage loan or your 5th, it is imperative that you take into consideration the five most important application factors. Here’s a close look at these factors and why they matter so much. Go with a reputable lender It’s very likely that purchasing a home will be the
- Published in First-Time Homebuyer, Miscellaneous, News & Events
Things to Look for When Buying a Home
Wednesday, 24 February 2016 by Mercer Savings Bank
In today’s technologically-advanced society, buying a home has never been so simple. You can do everything from applying for a home loan online to taking virtual tours of homes that are thousands of miles away as well as those in your community. If you’re in the process of buying a home, make sure to look
- Published in First-Time Homebuyer
Renters, Grab the Tissues: Homeowners are building serious wealth (and you’re not)
Tuesday, 17 November 2015 by Mercer Savings Bank
I read it, and I hear it all the time. Renting is at all-time highs. Renting is the most popular choice amongst Gen Y. Renting is the thing to do…or is it? Guess what happens when there is tons of competition amongst renters? It’s the simple law of supply and demand – prices are going
- Published in First-Time Homebuyer, News & Events
Are You Ready to Buy a Home?
Monday, 02 November 2015 by Mercer Savings Bank
Your parents did it. Your friends are doing it. But how do you know if you’re ready to buy a home? The decision to become a homeowner is a personal one that must be based on your life situation and finances. Ask yourself these six questions to determine if you’re real estate-ready. 1. Can I
- Published in First-Time Homebuyer