5 Ways to Save Money as a New College Graduate
Monday, 11 May 2015 by Mercer Savings Bank
Graduation season is about to be in full swing. With that time comes a lot of new changes – leaving college behind, possibly moving to a new location and finding your first “real” job amongst many other things. With just over 19 million students enrolled in college as of 2014, there are sure to be
- Published in Saving Tips
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4 Money Lessons You Can Learn from ‘Shark Tank’
Monday, 06 April 2015 by Mercer Savings Bank
Entrepreneurs and inventors aren’t the only ones who can learn a thing or two from “Shark Tank.” This popular TV show is also a source of great lessons that could help you get a better handle on managing your money. 1. Know Your Priorities The sharks: The sharks have different ways of determining what constitutes a good
- Published in Miscellaneous, Saving Tips
What You Don’t Know Can Cost You
Monday, 30 March 2015 by Mercer Savings Bank
When it comes to your financial health, what you don’t know can cost you. Just like the annual physical with your doctor keeps your body’s health on track, knowing your financial vital signs can save you money and help you keep fiscally fit. Match your financial knowledge in the categories below to see where you
- Published in News & Events, Saving Tips
Budgeting Basics: 4 Things Everyone Needs to Know
Monday, 16 March 2015 by Mercer Savings Bank
I spoke at the Women’s Money Conference recently and asked the audience how many of them put everything on their calendars. Nearly every hand shot in the air. When I asked the women how many use their calendars to schedule time to manage or revisit their budgets, the sea of hands went down. Surprising? Not really. Budgeting
- Published in Saving Tips
How to Save Money with Conscious Spending
Monday, 09 February 2015 by Mercer Savings Bank
Even before I got my first paying job at age 14, delivering newspapers in the early morning hours before going to school, I was fascinated with what money could buy. In the years to follow, I acquired expensive taste when it came to pretty much everything and was so focused on spending what I made that
- Published in Saving Tips
3 Reasons to Stick With Your Ex-Employer’s Retirement Plan
Monday, 26 January 2015 by Mercer Savings Bank
When you leave a job, it only seems natural to cut all your ties to your former employer as quickly as possible. For many people, that means taking money out of their old employer-sponsored retirement plan account. Simply taking the money and spending it leads to immediate taxation for all, plus a 10 percent penalty
- Published in News & Events, Saving Tips
5 New Realities of Planning Your Retirement
Monday, 12 January 2015 by Mercer Savings Bank
Pensions are a distant memory for many of us. We all worry about the future of Social Security and the escalating cost of health care. Meanwhile, our life expectancies have increased, and we can look forward to a longer, healthier and more expensive old age. But Americans are practical. We adjust our lives to deal with changing
- Published in News & Events, Saving Tips
5 Money Moves Everyone Should Make in 2015
Monday, 29 December 2014 by Mercer Savings Bank
The end of the year is finally on its way, and you know what that means: It’s time to reflect on how your financial goals and dreams panned out in 2014. Did everything go as planned? If you’re like most people, many of your financial aspirations simply fell to the wayside as the year progressed.
- Published in Saving Tips
4 Common Myths About Financial Planning
Wednesday, 05 November 2014 by Mercer Savings Bank
There are a lot of people out there who know they need financial planning but are still unclear about what financial planning actually is. So to help you better understand the importance of financial planning, I’ve debunked four major myths about it. 1. Financial planning is not a product. A lot of people assume that
- Published in Saving Tips
4 Ways to Save on Your Holiday Shopping Now
Tuesday, 21 October 2014 by Mercer Savings Bank
It is hard to believe, but the holiday shopping season is only a few short weeks away. If you’re like most families, holiday shopping can be a strain on the budget. Many shoppers also fear looking cheap when passing out gifts, which can lead to over-spending and blowing the budget. According to the American Research
- Published in News & Events, Saving Tips