A Wake-Up Guide for Under-earners: The High Price of Not Getting Paid What You’re Worth
Monday, 01 June 2015 by Mercer Savings Bank
Anastasia Martin,* a 24-year-old social media manager for a New York City college, will never forget the moment she realized that she was underpaid. Earlier this year, she was chatting with colleagues who held the same position at neighboring schools when the subject of salary came up. Martin revealed her earnings—and her friends’ jaws hit
- Published in News & Events
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How to Manage Your Bills
Wednesday, 27 May 2015 by Mercer Savings Bank
Every time I have been late paying a bill, it wasn’t because I didn’t have the money, but because I forgot about it! My hunch is that most late-fees occur for that same reason. Back in those days when I lived in financial chaos, I didn’t have a system in place to help me remember
- Published in News & Events
What’s Your Financial Personality?
Monday, 27 April 2015 by Mercer Savings Bank
Ever notice how finances can affect you emotionally? I’ve known people who hate the idea of spending their money altogether and some people who don’t know how to make a budget at all. What if there was a scale that you could use to classify your financial personality? Yes, I can see it now. Instead of making
- Published in News & Events
6 Common Money Mistakes People Make in Their 30s
Monday, 20 April 2015 by Mercer Savings Bank
Your 30s are filled with countless opportunities, both for success and for failure. They’re the years for establishing careers, having children and building a solid financial platform for the future. In the process of achieving those goals, however, many 30-somethings make a number of financial errors that cost them for many, many years to come. Here
- Published in News & Events
When You Change Your Name, Tell These Organizations
Monday, 13 April 2015 by Mercer Savings Bank
From raucous bachelor and bachelorette parties to the subsequent – and perhaps more peaceful – honeymoon, tying the knot can be an unforgettable milestone. As much as you’ll want to simply enjoy the entire experience, there are a handful of administrative tasks that will require your attention. One such chore, for those altering their surnames,
- Published in News & Events
What You Don’t Know Can Cost You
Monday, 30 March 2015 by Mercer Savings Bank
When it comes to your financial health, what you don’t know can cost you. Just like the annual physical with your doctor keeps your body’s health on track, knowing your financial vital signs can save you money and help you keep fiscally fit. Match your financial knowledge in the categories below to see where you
- Published in News & Events, Saving Tips
8 Tips to Find the Best Home Inspector
Monday, 23 March 2015 by Mercer Savings Bank
Before you buy a home, it’s always a good idea to get a professional home inspection. In most cases, you can make your purchase contract contingent on a satisfactory inspection. That means if you don’t like the inspection results, you can cancel the contract, get your deposit back and walk away from the deal. Or
- Published in First-Time Homebuyer, News & Events
5 Steps for Overhauling Your Credit
Tuesday, 10 March 2015 by Mercer Savings Bank
Whether you have fair or excellent credit, there are always actions and tweaks you can make to better leverage the credit you have or try for a bigger overhaul. Here are five steps to consider: Get your credit card utilization rate down. One of the major factors impacting your credit score is your credit card
- Published in News & Events
Selling Your Home? 6 Ways to Win When Haggling With Buyers
Monday, 02 March 2015 by Mercer Savings Bank
When my husband and I were buying our first house in Georgia, I cringed at the tough negotiating he was doing, as did our agent. “You sound like a fast-talking big city businessman,” she said to him in her smooth drawl. But as cringe-worthy as it seemed at the time, he was just engaging in some tried-and-true
- Published in First-Time Homebuyer, News & Events
Use Your Refund to Increase Your Home’s Value
Monday, 23 February 2015 by Mercer Savings Bank
Sitting by the mailbox, waiting for your tax refund? Stop waiting and start thinking about the best ways to invest that money in your home. At the end of last tax season, the average tax refund was $2,847. Your home is likely one of your biggest assets, so it makes good financial sense to take
- Published in First-Time Homebuyer, News & Events