October 2014 - Mercer Savings Bank

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7 Things to Always Do Before Buying a Home

Tuesday, 28 October 2014 by Mercer Savings Bank

Maybe you’ve decided to take the plunge and buy your first home, or you’re already a homeowner and are ready to move into a new place. Whatever reason prompted the move, here are seven things you need to do before buying a home. 1. Clean up your credit score. Your credit score will be reviewed

Published in First-Time Homebuyer

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4 Ways to Save on Your Holiday Shopping Now

Tuesday, 21 October 2014 by Mercer Savings Bank

It is hard to believe, but the holiday shopping season is only a few short weeks away. If you’re like most families, holiday shopping can be a strain on the budget. Many shoppers also fear looking cheap when passing out gifts, which can lead to over-spending and blowing the budget. According to the American Research

Published in News & Events, Saving Tips

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The 411 on 401(k)s

Tuesday, 14 October 2014 by Mercer Savings Bank

You got the job. Congratulations! At the orientation, the benefits office is going to give you a huge booklet about your retirement plan (or a link to a website that would cause a laser printer to catch fire if you tried to print it all). Here’s what not to do: Set the booklet aside, promise

Published in Saving Tips

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10 Important Tips for ATM Safety

Tuesday, 07 October 2014 by Mercer Savings Bank

Just as with mindful budgeting, awareness and common sense make up the foundation of ATM safety. It can be easy to lose sight of the risks associated with ATMs given how convenient they are, but cameras and skimming devices that can scan account and PIN numbers continue to pop up more often than we think.