Fraud Resources
We’re committed to helping you protect what matters most—your personal information and your peace of mind. That’s why we regularly share blog posts with tips, red flags to watch for, and insights into the latest scams.
Whether you’re learning how to spot phishing emails or avoid Social Security and Medicare fraud, our goal is to keep you one step ahead of the criminals.
Report Fraud Quickly and Easily
If you suspect fraud or believe your personal information has been compromised, don’t wait—report it right away. We’ve gathered helpful links and phone numbers to get you in touch with the right agencies and resources quickly.
Stay Informed: Protect Yourself and Loved Ones from Elder Fraud
June is Elder Abuse Awareness Month, a crucial time to spotlight the growing threat of scams targeting older adults—especially those involving Social Security and Medicare. And the numbers are staggering: In 2023 alone, Americans lost over $100 million to Social Security scams. Meanwhile, improper Medicare payments reached an estimated $31.2…
Preventing Senior Scams
At Mercer Savings Bank, we believe protecting our community goes beyond managing money—it means helping our customers safeguard what matters most. And when it comes to fraud, older adults are increasingly being targeted by scams that can lead to devastating losses. According to the FBI’s Elder Fraud Report, adults aged…
Love is in the Air… But Be Wary of Romance Scams!
Romance scams are becoming more common, and they aren't just targeting older individuals. Scammers are using emotional manipulation to exploit the human desire for connection and steal both hearts and hard-earned money. These deceptive criminals often use sophisticated tactics to gain trust and ultimately steal from unsuspecting victims. The Cost…
What options do I have with my credit reports?
Want to place a fraud alert on your credit file?
Fraud alerts make it harder for someone to open a new account in your name. Call any one of the three credit bureaus below to request one (they’ll notify the other two on your behalf):
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Equifax: 1-800-525-6285
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Experian: 1-888-397-3742
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TransUnion: 1-800-680-7289
Want to request your free annual credit report?
You can review your credit report from all three bureaus once a year at no cost. Go to:
Need to place a freeze on your credit?
A credit freeze prevents new creditors from accessing your report to open new accounts. You’ll need to contact each bureau individually.
I need to cancel my Mercer Savings Bank debit card
Call our 24/7 line at 1-877-226-2351 to report a lost or stolen card. We’ll help protect your account and get a new card to you quickly.
I want to report fraud or identity theft to the FTC
The Federal Trade Commission can help you document and respond to identity theft:
Call: 1-877-FTC-HELP (1-877-382-4357)
Social Security Fraud
Think your Social Security number has been misused?
Report the fraud and begin recovery steps at:
Lost or shared your Social Security number but no fraud yet?
Get tips on what to do to monitor your information and reduce your risk at:
