mercersbank, Author at Mercer Savings Bank

Love is in the Air… But Be Wary of Romance Scams!

Romance scams are becoming more common, and they aren't just targeting older individuals. Scammers are using emotional manipulation to exploit the human desire for connection and steal both hearts and hard-earned money. These deceptive criminals often use sophisticated tactics to gain trust and ultimately steal from unsuspecting victims. The Cost...

mercersbank In Financial Tips

New Year, New Credit Goals: Building Strength Together

As the New Year dawns, many couples focus on resolutions like getting healthier or hitting the gym. But what about your financial health? Here’s a fresh perspective: building strong credit scores—together as a team! While credit reports and scores remain separate for each individual, joint applications for things like loans,...

mercersbank In First-Time Homebuyer

Unlocking Homeownership: Your Guide to Qualifying for a Mortgage Loan

Dreaming of Homeownership? Let’s Make It a Reality Homeownership is a dream shared by many. But before you can settle into your perfect home, you’ll need to navigate the mortgage loan qualification process. While it might seem daunting, understanding the key factors can significantly increase your chances of approval. …

mercersbank In Savings Tips

Don’t Wait! 5 Reasons Why You Should Start Saving for Retirement Today (Especially if You’re Young)

Let’s be honest, retirement probably isn’t at the top of your “to-do” list in your 20s and 30s. But here’s the thing: the earlier you start saving, the easier it becomes to reach your retirement goals. Here’s why you should prioritize building your retirement nest egg now, even with today’s…

mercersbank In Online Safety

Stay Safe This Holiday Season with These Online Shopping Tips

While the crisp autumn air might have you dreaming of pumpkin spice lattes and cozy sweaters, it's also a time when many of us start planning for the holiday season. And with the convenience of online shopping, it's easier than ever to cross items off your gift list without leaving...

mercersbank In Online Safety

Don’t Get Hooked: Avoid Social Media Shopping Scams

In today’s digital age, online shopping has become a convenient staple of our everyday lives. Social media is a treasure trove of trends, inspiration, and... scams. Those seemingly irresistible deals on your favorite platform might be too good to be true. Before you hit "buy now," arm yourself with knowledge...

mercersbank In Savings Tips

How to Grow Your Emergency Fund

Are you prepared for life’s unexpected curveballs? In this post-pandemic world, with the increasing costs of basics like groceries, gas, and housing, saving can feel like an overwhelming goal. However, having an emergency fund is more important than ever. Building up an emergency fund is like having a financial safety...

mercersbank In Giving Mission

Giving Mission Spotlight: Rockford Recreation Association

This month’s Mercer Savings Bank Giving Mission recipient is the Rockford Recreation Association. The organization is a proud supporter of youth recreation activities for area competitors at Shanes Park in the Village of Rockford, Ohio. The Rockford Recreation Association is an independent, self-sustaining program supported by community volunteers, generous donations,...

mercersbank In First-Time Homebuyer

Rookie Mistakes: Learn From First-Time Home Buyers’ Biggest Regrets

Let’s face it, buying a home right now can feel like navigating a financial minefield. A recent study by Clever Real Estate indicated that over 90% of first-time homebuyers experience some level of regret after closing. While we can’t magically lower interest rates or rewind the clock on housing prices,...

mercersbank In Savings Tips

Prioritize Your Savings: The Benefits of the Pay-Yourself-First Strategy

In today’s world, the struggle to save money and stay ahead of debt feels like an uphill battle. With the rising costs of essentials such as housing, groceries, insurance, and vehicles, many find themselves wondering if financial stability is merely a pipe dream. Don’t lose hope! There are budgeting strategies...

mercersbank

Love is in the Air… But Be Wary of Romance Scams!

New Year, New Credit Goals: Building Strength Together

Unlocking Homeownership: Your Guide to Qualifying for a Mortgage Loan

Don’t Wait! 5 Reasons Why You Should Start Saving for Retirement Today (Especially if You’re Young)

Stay Safe This Holiday Season with These Online Shopping Tips

Don’t Get Hooked: Avoid Social Media Shopping Scams

How to Grow Your Emergency Fund

Giving Mission Spotlight: Rockford Recreation Association

Rookie Mistakes: Learn From First-Time Home Buyers’ Biggest Regrets

Prioritize Your Savings: The Benefits of the Pay-Yourself-First Strategy

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