Mercer Savings Bank offers the lowest fees and most competitive rates available. If you need help to determine which account is right for you, contact a banking officer today.
| Account Type | Annual Percentage Yield ** | Interest Rate | Minimum Balance* |
|---|---|---|---|
| NOW Checking | 0.03% | 0.03% | $400 |
| Statement Savings | 0.05% | 0.05% | $100 |
| Money Market Deposit Account | 0.05% | 0.05% | < $3,000 |
| 0.07% | 0.07% | > $3,000 | |
| 0.15% | 0.15% | > $50,000 | |
| 0.20% | 0.20% | > $250,000 | |
| High-Yield Money Market Deposit Account | 0.00% | 0.00% | < $25,000 |
| 3.10% | 3.06% | > $25,000 | |
| Christmas Club | 0.05% | 0.05% | $5 |
| 7 Day Notice CD | 0.05% | 0.05% | $2,500 |
| 91 Day CD | 0.05% | 0.05% | $100 |
| 182 Day CD | 0.07% | 0.07% | $100 |
| 5 Month CD Special | 3.95% | 3.89% | $5,000 |
| 9 Month CD Special | 3.95% | 3.89% | $5,000 |
| 11 Month CD Special | 3.95% | 3.89% | $5,000 |
| 12 Month CD | 0.15% | 0.15% | $100 |
| 18 Month CD | 0.15% | 0.15% | $100 |
| 24 Month CD | 0.20% | 0.20% | $100 |
| 30 Month CD | 0.30% | 0.30% | $100 |
| 36 Month CD | 0.30% | 0.30% | $100 |
| 42 Month CD | 0.30% | 0.30% | $100 |
| 48 Month CD | 0.45% | 0.45% | $100 |
| 60 Month CD | 0.55% | 0.55% | $100 |
*Minimum Balance required to open account.
**The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings.
Penalty for early withdrawal may apply.
Fees could reduce the earnings on an account.
Rates effective as of 05/06/2025
