Skip to main content

Federal Deposit Insurance Corporation

search

PRIVACY POLICY

 

Rev 11/2014

FACTS WHAT DOES MERCER SAVINGS BANK DO WITH YOUR PERSONAL
INFORMATION?

 

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Transaction history and credit history
  • Overdraft history and credit card or other debt

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Mercer Savings Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Mercer Savings

Bank share?

 Can you limit this sharing?
For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

  

 

Yes

  

 

No
For our marketing purposes—

to offer our products and services to you

  

Yes

  

No
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes—

information about your transactions and experiences

  

No

  

We don’t share
For our affiliates’ everyday business purposes—

information about your creditworthiness

  

No

  

We don’t share
For nonaffiliates to market to you  No  We don’t share
QUESTIONS
Call 877-672-4543 or go to www.mercersavings.com
What We Do
How does MERCER SAVINGS BANK protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Although staff have access to consumer/customer information, each employee is restricted as to confidentiality and disclosure of personal information. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
How does MERCER SAVINGS BANK collect my personal information? We collect your personal information, for example, when you

  • open an account or apply for a loan
  • make deposits or withdrawals from your account or make a wire transfer
  • show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for your affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • MERCER SAVINGS BANK has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • MERCER SAVINGS BANK does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • MERCER SAVINGS BANK doesn’t jointly market.

Regarding the retention of your online and mobile banking information

If you wish to make a change to your login or accounts, please contact us. Username and password information may be deleted upon request. Information such as your usage history, account information, and banking activity will be retained in compliance with regulatory guidelines. We will only accept, see, and delete data requests by speaking to us directly at (877) 672-4543.

Close Menu