Fraud Resources
We’re committed to helping you protect what matters most—your personal information and your peace of mind. That’s why we regularly share blog posts with tips, red flags to watch for, and insights into the latest scams.
Whether you’re learning how to spot phishing emails or avoid Social Security and Medicare fraud, our goal is to keep you one step ahead of the criminals.
Report Fraud Quickly and Easily
If you suspect fraud or believe your personal information has been compromised, don’t wait—report it right away. We’ve gathered helpful links and phone numbers to get you in touch with the right agencies and resources quickly.
Reporting Fraud: Why Speaking Up Makes a Difference
Fraud can happen to anyone—at any age. Whether it’s a fake phone call, a suspicious email, or a sophisticated cryptocurrency scam, fraudsters are constantly evolving their tactics. But here’s something that hasn’t changed: they count on their victims staying silent. At Mercer Savings Bank, we want to change that. We…
From Fake Bills to Phony Threats: How to Outsmart Utility Scammers
One of the more persistent and dangerous scams circulating today involves fraudsters impersonating utility companies. While seniors are often the most targeted, utility scams can affect people of any age. Scammers prey on urgency and fear—two things that can make anyone vulnerable in the right moment. Let’s walk through how…
Protecting Yourself from Modern Fraud
As technology evolves, so do the tactics used by scammers—and today, cryptocurrency scams are one of the fastest-growing threats, affecting people of all ages but especially targeting seniors. In 2023 alone, seniors lost more than $1.9 billion to fraud, according to the Federal Trade Commission (FTC). The FBI’s first-ever Cryptocurrency…
What options do I have with my credit reports?
Want to place a fraud alert on your credit file?
Fraud alerts make it harder for someone to open a new account in your name. Call any one of the three credit bureaus below to request one (they’ll notify the other two on your behalf):
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Equifax: 1-800-525-6285
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Experian: 1-888-397-3742
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TransUnion: 1-800-680-7289
Want to request your free annual credit report?
You can review your credit report from all three bureaus once a year at no cost. Go to:
Need to place a freeze on your credit?
A credit freeze prevents new creditors from accessing your report to open new accounts. You’ll need to contact each bureau individually.
I need to cancel my Mercer Savings Bank debit card
Call our 24/7 line at 1-877-226-2351 to report a lost or stolen card. We’ll help protect your account and get a new card to you quickly.
I want to report fraud or identity theft to the FTC
The Federal Trade Commission can help you document and respond to identity theft:
Call: 1-877-FTC-HELP (1-877-382-4357)
Social Security Fraud
Think your Social Security number has been misused?
Report the fraud and begin recovery steps at:
Lost or shared your Social Security number but no fraud yet?
Get tips on what to do to monitor your information and reduce your risk at:
