*See the card application’s Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.
Card Services
VISA® Platinum Credit Card
Our VISA® Platinum Credit Card offers great benefits!
Including options like:
- Rewards points for merchandise and travel
- Tickets good on any airline with no blackout dates
- Personal service from people you know
Like what you see? Apply today!
Already have our VISA® Card?
Mastercard® Debit Cards
Your Mercer Savings Mastercard® Debit Card gives you the flexibility of a credit card and the convenience of an ATM card—now with Tap to Pay for an even faster and more secure way to shop!
- Use Anywhere Mastercard® Is Accepted – Shop in-store, online, or at ATMs within the Mastercard®, VISA®, Maestro, Pulse, Cirrus, and EBGT networks.
- Add your card to Apple Pay, Google Pay, or Samsung Pay for a faster, more convenient way to pay—in-store or online. It’s secure, simple, and always with you!
- No Fees from Mercer Savings Bank – Enjoy the convenience without extra charges.
RoundUp Savings: Easy, Automatic, Effortless
When you sign up for RoundUp Savings, every time you use your Mercer Savings Mastercard® Debit Card, we’ll round up your purchase to the next dollar and automatically transfer the spare change into your savings account.
Lost or Stolen Wallet?
If your wallet is lost or stolen, take these steps to minimize problems:
- Cancel Credit and Debit Cards:
- Contact card issuers for replacements.
- Call 1-877-226-2351 for Mercer Savings Bank cards 24/7.
- Cancel Membership Cards:
- Notify issuers (gym, library, etc.) to cancel and replace cards.
- File a Police Report:
- Report the theft to your local police department immediately.
- Notify Credit Bureaus:
- Request a fraud alert on your file:
- Equifax: 1-800-525-6285
- Experian: 1-888-397-3742
- TransUnion: 1-800-680-7289
- Request a fraud alert on your file:
- Contact Financial Institutions:
- Place a password or PIN on all your accounts.
- Notify Social Security Administration:
- Call 1-800-269-0271 if your Social Security card was stolen.
- Report Fraud:
- Contact the FTC at 1-877-FTC-HELP or file a report online at www.ftc.gov.
- Replace Driver’s License:
- Ask for a generic customer number instead of your Social Security Number if possible.
- Document Actions:
- Keep a record of all communications and actions taken.
Frequently Asked Questions:
VISA® Platinum Credit Cards & Mastercard® Debit Card FAQs:
Which is safer to use: a debit or credit card?
Debit and credit cards can both be used safely. Regardless of the one you use, it’s important to keep basic security safeguards in mind.
Be selective and only use cards to pay trusted sellers.
If you do use a credit card, be diligent and know you’ll need to pay the bill each month to avoid accumulating interest and debt.
What are the potential safety risks of using a debit card?
Debit cards can potentially provide access to your entire bank account and may not come with the same fraud protection that credit cards usually do. Follow our safety tips below when using your debit card.
What are safety tips to follow when using your debit card?
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Only use debit cards to pay at trusted stores or locations.
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Don’t share your debit card information (including PIN number) with anyone.
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Treat your card like a blank check.
How do debit and credit cards get hacked?
There are a few ways debit and credit cards can be hacked. One is a physical device, called a skimmer, that can read your card’s information when you swipe it.
Another way is through information theft from online checkouts, where your information can be hacked.
Thieves can also fraudulently request your information via emails that look like your bank or another trusted source.
How can I protect my debit or credit card from being hacked?
First, don’t use your card at sites or stores you don’t trust. If the card reader looks strange or the instructions seem suspicious, don’t use it.
Second, make sure you’re using the latest available technology – cards with chips instead of a magnetic stripe are less vulnerable to hacking.
Third, if you receive a phone call or email asking for your information, triple-check that it’s actually what it appears to be. Don’t click any links in an email, and if in doubt, look up the website separately and call to ask if the email is legitimate.
And fourth, make sure you’re regularly checking your bank statement to watch for unauthorized charges.