From the soothing sounds of dial-up internet to a smartphone that’s thinner than your hand, technology has come a long way in the last 20-30 years. One big benefit? You can now take care of many tasks (like grocery shopping and working) at home that could once only be done elsewhere.
Banking is increasingly one of these benefits. If you’re not already using your phone for some of these tasks, take a look at some of the ways it could make money management easier.
Banking Tips and Tricks for Your Smartphone
Mobile Banking Safety Tips
Although mobile banking is fast and easy, there are common-sense steps you should take to protect yourself while you’re online.
- Watch out for phony texts and emails. While your bank might send you information from time to time, this is also a common way hackers try to get information — so be smart before you reply. If something looks off, don’t be afraid to call the bank and verify that it’s really them.
- Never leave your phone unattended. Money Under 30 writer Lou Carlozo suggests thinking about your phone like a credit card or valuable jewelry — you wouldn’t want to leave it lying around where it could be taken. And on that note…
- Make sure your phone is password-protected. If someone does pick up your phone, they shouldn’t be able to access everything without a code.
- Be aware of your surroundings. It’s best not to access your account in a public place, but if you really must, make sure no one is looking over your shoulder. And never use a public Wi-Fi network to do banking.
Learn More about Mobile Banking at Mercer Savings Bank
Start saving time for the things that really matter. Learn more about mobile and online banking at Mercer Savings Bank, where we’ve been serving your community for more than 130 years.