FACTS

WHAT DOES MERCER SAVINGS BANK DO WITH YOUR PERSONAL
INFORMATION?

Why?

Financial companies choose how they share your
personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice
carefully to understand what we do.

What?

The types of personal information we collect and share depend
on the product or service you have with us. This information can include:

n   Social Security number and account balances

n   credit history and payment and/or transaction history

n   overdraft history and credit
card or other debt

When you are no longer
our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their
everyday business. In the section
below, we list the reasons
financial companies can share their customers’ personal information; the reasons
Mercer Savings Bank chooses to share; and whether
you can limit
this sharing.

Reasons we can share your personal information

Does Mercer Savings

Bank share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report
to credit bureaus

Yes

No

For our marketing purposes—

to offer our
products and
services to you

Yes

No

For joint marketing with
other financial companies

No

We don’t
share

For our affiliates’ everyday business purposes—

information about your transactions and experiences

No

We don’t
share

For our affiliates’ everyday business purposes—

information about your creditworthiness

No

We don’t
share

For our affiliates to market to you

No

We don’t
share

For nonaffiliates to market to you

No

We don’t
share

QUESTIONS

Call 877-672-4543 or go to www.mercersavings.com

Who we are

Who is providing this
notice?

Mercer Savings Bank

What we do

How does Mercer Savings Bank

protect my personal information?

To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law. These measures include
computer safeguards and secured files and buildings.

How does Mercer Savings Bank

collect my personal information?

We collect your personal
information, for example,
when you

n  give us info on applications or other forms

n  do transactions with us or transactions with other parties

n  from a consumer reporting agency

We also collect your
personal information from others, such as credit bureaus, affiliates, or other
companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

n  sharing for affiliates’ everyday
business purposes—information about your creditworthiness

n  affiliates from using your information to market to you

n  sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights
to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial
and nonfinancial companies.

Mercer Savings Bank has no affiliates

Nonaffiliates

Companies not related
by common ownership or control. They can be financial
and nonfinancial companies.

Mercer Savings Bank does not
share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.

Mercer Savings Bank does not
jointly market.

Other important information

—The Confidentiality, Security, and Integrity of your Information—

Although employees have access to consumer/customer information, each employee is restricted as to confidentiality and disclosure of personal
information. We maintain physical, electronic and
procedural safeguards that comply
with federal standards to guard
your nonpublic personal
information.

—Information about
former Customers—

We do not disclose information about former
customers, except as permitted by law.