6 Tips to Raise Your Credit Score

Wednesday, 23 March 2016 by
There are many large purchases made in life that often require some type of financing. Whether it be buying a house or a car, it is imperative that you have a good to excellent credit score to secure the best loan rates possible. When you are able to obtain loans with extremely low interest rates,
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How to Evaluate Banks When Looking at Mortgages

Wednesday, 16 March 2016 by
Buying a home can be an exciting adventure. Some people search for months for the perfect home, while others spend only weeks. No matter your preferences for buying a new place to call home, it’s imperative that you be financially ready to make an offer when you find a property you are interested in. To
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5 Things to Consider When Applying for Mortgages

Wednesday, 09 March 2016 by
Whether it’s your first time applying for a mortgage loan or your 5th, it is imperative that you take into consideration the five most important application factors. Here’s a close look at these factors and why they matter so much. Go with a reputable lender It’s very likely that purchasing a home will be the
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Understanding EMV: What It Is and Why You Need It

Wednesday, 02 March 2016 by
Europay, MasterCard, and Visa, also known as EMV, is a financial practice that has migrated from overseas. When it comes to understanding the importance of EMV, you must first understand the basics. Here’s a close look at EMV, its benefits, and why you should be taking advantage of it. Transactions are more secure when using
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4 Ways to Stretch Your Retirement Fund

Tuesday, 19 January 2016 by
You may have reached retirement, but financial planning doesn’t stop once you stop working. Frugal living and wise financial foresight can help ensure a comfortable life, and these simple tips will help you maintain stability for decades. Two of the biggest mistakes that people make when they reach retirement are underestimating how long they will
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RETIREMENT: HOW IRA’S CAN HELP YOU

Tuesday, 05 January 2016 by
If you are like me, retirement may appear to be far, far away. Perhaps you are closer to retirement and you are already thinking about what you want to do. I know I envision trips, maybe a new vehicle and hopefully some relaxation! Whether you are close or not, it’s always a good time to
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5 New Realities of Planning Your Retirement

Tuesday, 05 January 2016 by
Pensions are a distant memory for many of us. We all worry about the future of Social Security and the escalating cost of health care. Meanwhile, our life expectancies have increased, and we can look forward to a longer, healthier and more expensive old age. But Americans are practical. We adjust our lives to deal with changing
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Should You List in January Or Wait for the Spring Selling Season?

Monday, 21 December 2015 by
Thousands of homeowners speak to their real estate agent this time of year to consider their sale options — typically for the spring. It takes a few months for the agent and seller to plan and prep to list the home, so starting now makes sense. Over the years, I’ve asked sellers if they would consider listing their
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Help Us Prevent Fraud

Monday, 14 December 2015 by
Tis the season for all things merry and bright, but it is also the season where we see an increase in fraudulent activity, specifically fraudulent activity on debit cards. This is a crime that can happen at any time, but luckily there are several steps that you can take to ensure that you don’t fall
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Two Great Credit Scores Are Better Than One

Monday, 07 December 2015 by
The New Year is quickly approaching, and you may be pondering some goals for the New Year. Resolutions don’t always have to be about getting fit and healthy – maybe it’s time to look into sprucing up your credit score? Know that you don’t have to go in it alone. There are several ways that
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