3 Simple Ways to Pay Down College Debt
Wednesday, 27 July 2016 by Mercer Savings Bank
If you are a recent college graduate, congratulations! In addition to your shiny new degree, however, you may be facing repayment of your student loans. If so, you aren’t alone; getting an undergraduate or graduate degree is an expensive proposition. Tips for simplifying your payment process to reduce stress If you feel overwhelmed when you
- Published in Miscellaneous, Saving Tips
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No Cash! No Problem! (when you have a debit card)
Wednesday, 29 June 2016 by Mercer Savings Bank
Picture this: It’s 9 PM on a Friday night at the beginning of a long holiday weekend, and you’re out with friends for a night on the town to celebrate the end of a stressful week. You’re feeling magnanimous and offer to pick up the tab, to your friends’ great delight. You reach for your
- Published in Miscellaneous
Benefits Of A Debit Card
Wednesday, 22 June 2016 by Mercer Savings Bank
Debit cards are commonplace today, but they’re a relatively new tool in the banking industry. Although the very first debit card was used in the 1970s, the cards did not have widespread acceptance until the 1990s. It wasn’t until 1998 that the number of debit card transactions outnumbered the number of checks used for purchases.
- Published in Miscellaneous
The Benefits of Online and Mobile Banking
Wednesday, 18 May 2016 by Mercer Savings Bank
If you are old enough to remember the days before online banking and mobile banking were available, you probably remember painstakingly writing out checks by hand to pay your bills and waiting until the end of the month to get your bank statement back, at which time you would have to devote a block of
- Published in Miscellaneous
6 Tips to Raise Your Credit Score
Wednesday, 23 March 2016 by Mercer Savings Bank
There are many large purchases made in life that often require some type of financing. Whether it be buying a house or a car, it is imperative that you have a good to excellent credit score to secure the best loan rates possible. When you are able to obtain loans with extremely low interest rates,
- Published in Miscellaneous, News & Events
5 Things to Consider When Applying for Mortgages
Wednesday, 09 March 2016 by Mercer Savings Bank
Whether it’s your first time applying for a mortgage loan or your 5th, it is imperative that you take into consideration the five most important application factors. Here’s a close look at these factors and why they matter so much. Go with a reputable lender It’s very likely that purchasing a home will be the
- Published in First-Time Homebuyer, Miscellaneous, News & Events
Understanding EMV: What It Is and Why You Need It
Wednesday, 02 March 2016 by Mercer Savings Bank
Europay, MasterCard, and Visa, also known as EMV, is a financial practice that has migrated from overseas. When it comes to understanding the importance of EMV, you must first understand the basics. Here’s a close look at EMV, its benefits, and why you should be taking advantage of it. Transactions are more secure when using
- Published in Miscellaneous, News & Events
Staging Your Home for a Spring Sale
Wednesday, 03 February 2016 by Mercer Savings Bank
With spring time and warmer weather right around the corner, it’s never been a better time to sell your home! Nicer weather means more buyers will be out and about looking at homes, so it’s important that you have your home staged correctly to ensure you secure a top-dollar selling price. If you’ve never staged
- Published in Miscellaneous, Selling Home
4 Ways to Stretch Your Retirement Fund
Tuesday, 19 January 2016 by Mercer Savings Bank
You may have reached retirement, but financial planning doesn’t stop once you stop working. Frugal living and wise financial foresight can help ensure a comfortable life, and these simple tips will help you maintain stability for decades. Two of the biggest mistakes that people make when they reach retirement are underestimating how long they will
- Published in Miscellaneous, News & Events, Saving Tips
4 Money Lessons You Can Learn from ‘Shark Tank’
Monday, 06 April 2015 by Mercer Savings Bank
Entrepreneurs and inventors aren’t the only ones who can learn a thing or two from “Shark Tank.” This popular TV show is also a source of great lessons that could help you get a better handle on managing your money. 1. Know Your Priorities The sharks: The sharks have different ways of determining what constitutes a good
- Published in Miscellaneous, Saving Tips