If you are old enough to remember the days before online banking and mobile banking were available, you probably remember painstakingly writing out checks by hand to pay your bills and waiting until the end of the month to get your bank statement back, at which time you would have to devote a block of time to balancing your checkbook at once. If you had a check to deposit, wanted to transfer funds between accounts, needed a photocopy of a cashed check or wanted to find out the balance in your account, you had to go to a branch during regular business hours.
Thankfully, online banking and mobile banking have completely changed the way we bank, for the better.
The convenience factor is huge! If you need to find out your checking account balance at 2 AM on a Sunday, you just need to go online. And, with mobile banking, you don’t even need to be at a computer; simply launch the Mercer Savings Mobile Banking app to check your balance, transfer funds, find an ATM and even deposit checks from your phone. If you need to repay a friend for picking up the tab at dinner, for concert tickets or for any other reason, you can also use online banking services to quickly and easily send money using Popmoney®.
For your regular monthly bills, you can use your Mercer Savings Bank personal checking account to pay your bills online with the click of a button, and best of all, the first 15 transactions each month are FREE! You can also set up recurring bill pay transactions for your bills that don’t change from month-to-month. Now you don’t have to do anything more than remember to subtract the payment on your check register each month –convenient!
We know firsthand that handling financial transactions online or through a mobile app can be worrisome for some individuals because of the increase of cybercrime in recent years. However, while no financial institution on the planet can guarantee with 100% certainty that its customers will be safe online, rest assured that Mercer Savings Bank takes security very seriously.
Mercer Savings Bank uses only SSL technology to completely encrypt customers’ information when it is transmitted online, making that data unreadable for anyone attempting to intercept it for fraudulent purposes. We also require vendors and their divisions to take proactive measures to protect our customers’ financial information.
If you have not experienced the convenience of using Mercer Savings Bank’s online banking or mobile banking tools yet, you owe it to yourself to check it out. You’ll be glad you did!