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Vehicle Loans from Mercer Savings Bank

New and Used Car Loans

Buying a car, truck, motorcycle or recreational vehicle? Get competitive rates and personalized service with an automobile or vehicle loan through Mercer Savings Bank. With us, you’ll get:

New and used vehicle loans.

Competitive rates.

Refinancing options.

Convenience: Pay online, by mail or in person.

Customization and options - get the loan that works for you.

Applying for a Vehicle Loan

Mercer Savings Bank can approve a loan in as little as one day. Simply call or stop in to make an appointment with one of our loan officers. Bring your most recent check stub and, if you already have a vehicle in mind, a copy of the purchase invoice.

How Much Can I Borrow?

Applicants with a qualifying credit score of 700 or higher are approved to borrow up to 100 percent financing of the loan with no down payment.

What Are The Current Rates?

Mercer Savings Bank offers the lowest fees and most competitive rates available. Rates change daily, so give us a call for the most up-to-date information. Rates may also vary by the length of your loan, credit score, the loan amount, and other factors.

What Credit Score Do I Need For A Car Loan?

The higher, the better! Remember, the higher your credit score, typically the lower your interest rate. If your interest rate is over 700, you’ll be approved to borrow up to 100 % of the loan. Generally, credit scores that are “fair” or above will allow you to secure a loan. Have questions? Give us a call and we’ll be happy to help.

Should I Get Pre-Approved?

We recommend getting pre-approved for an auto loan before you go shopping - that way you’ll know how much you can afford. You can also speed up the buying process when your financing is already in hand.