With mobile banking, you get many features of a brick-and-mortar bank right in your pocket. Mobile banking on your smartphone can help you save time, but did you know it can also help you save money?Learn more about the ways mobile banking can help you stick to a budget and keep your savings goals on track.Easily See Your Account Balances on Your PhoneWhen you wait for a paper bank statement or just forget to log in to your online banking account, it\u2019s easy to forget (or exaggerate) exactly how much money is in your account. And that makes it easier for you to justify purchases when you\u2019re out and about.With mobile banking, try this tip: Next time you\u2019re thinking about splurging at the coffee shop or treating yourself to a new pair of shoes, give your account balance a quick check.If you\u2019re comfortable with the number there and you\u2019ve built this purchase into your budget, go for it! But if not, seeing how much your purchase could affect your budget can help you pump the brakes.When you regularly check your account balance, you\u2019ll ensure that you catch any mistakes or fraudulent activity right away. You\u2019ll also be more aware of any regular purchases you make and have a chance to eliminate or reduce them.Deposit Checks When It\u2019s Convenient for YouNowadays, it\u2019s easy to receive a check as a gift, rebate or refund and let it sit around forever without depositing it. But that\u2019s money you\u2019re letting go to waste – and you\u2019re likely annoying the person who wrote it because they don\u2019t know where it is!When you get a check, you can use your mobile banking app to deposit it wherever you are. Typically it\u2019s a quick, easy process – just endorse the check, take photos of the front and back, and follow the instructions on the app. You just saved yourself a trip to the bank and took care of that check you\u2019ve had lying around.Pay Bills On Time, Every TimePart of a healthy budget isn\u2019t just saving money – it\u2019s spending it when you need to. And taking care of the bills is one time it\u2019s important to pay up quickly.Mobile banking makes it easy and hassle-free to pay your recurring bills. Once you set up bill pay with your mobile banking app, you can make sure the amount is withdrawn each month when due, or send it as needed. There\u2019s no more trying to remember if you\u2019ve paid the bill or paying a late fee when you forget.Other Mobile Apps to Help You BudgetYour bank\u2019s mobile app is one great way to stay on top of your budget, but it\u2019s not the only one. Your bank might even offer more than one option depending on what you need.For example, some apps (like CardValet) let you set spending limits on your debit cards, monitor their usage, and turn access on and off in case they\u2019re lost or stolen. Others allow you to send money quickly and easily to people you trust.Outside of your own bank, there are apps like Mint that help you check your credit score, set a budget, get tips for managing your money and more.Mobile Banking with Mercer Savings BankCheck your account balance and get help reaching your financial goals with mobile banking from Mercer Savings Bank. Just download the Touchbanking app from Google Play or the App Store, enter our code and get started.