Quiz: Is Your Future Spouse a Saver or a Spender?

Wednesday, 28 June 2017 by Mercer Savings Bank
Each of us has a natural tendency when it comes to money. Do you anxiously await your paycheck so you can go out and buy something? Or do you feel best when you’ve got a nice nest egg stashed away? Because disagreements about money are known to be a source of conflict between married couples,
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Before You Say “I Do” Do a Credit Check

Wednesday, 21 June 2017 by Mercer Savings Bank
Although it’s a common misconception, the truth is that getting married will not affect your credit. Now and forever, you will each have individual credit scores. What will affect your creditworthiness, is what comes after the wedding. Let’s go through some of the common actions taken by newly-married couples and examine how your credit affects
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Can Savers and Spenders live happily ever after?

Wednesday, 14 June 2017 by Mercer Savings Bank
We each have an internal compass when it comes to money. Many of us feel it is important to maintain a safety net just in case, while others prefer to enjoy life to the fullest. It is a balance of risk and reward, needs and desires, and it is the greatest cause of discord among
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When Is a Joint Bank Account a Good Idea?

Wednesday, 07 June 2017 by Mercer Savings Bank
Combining funds with another person is a big step. Joint accounts are most often opened by newly-married couples but they can also be used for business partners, roommates, and friends. They are very convenient for tracking and paying shared household expenses and building up savings together. Some of the ways a joint account differs from
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