Swiping your magnetic-stripe credit card will soon become a thing of the past. In the wake of widespread consumer data breaches like those at Target and Home Depot – plus increasing rates of counterfeit fraud – credit card companies nationwide are issuing new smart chip-enabled cards to improve payment security and provide consumers with greater

Anastasia Martin,* a 24-year-old social media manager for a New York City college, will never forget the moment she realized that she was underpaid. Earlier this year, she was chatting with colleagues who held the same position at neighboring schools when the subject of salary came up. Martin revealed her earnings—and her friends’ jaws hit