Why You Should Build Your Savings before Paying Off Debt

Monday, 29 June 2015 by Mercer Savings Bank
So many people who are in debt try – and repeatedly fail – to get out of it. They might beat themselves up for being “weak” or utterly incapable of mastering their finances. In truth, they’re neither weak nor incapable. They’re probably just going at it in the wrong way. Simply resolving to get out of
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Ready, Set, Sell: 3 Strategies for Getting Your Home off the Market Fast

Monday, 22 June 2015 by Mercer Savings Bank
Most sellers have a specific goal when it comes to their transaction: a quick sale and top dollar. But sometimes fast action doesn’t align with achieving the highest and best value. There are multiple schools of thought on this subject, and the perspective varies not only with where you are in the country, but also by price point,
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Chip-Enabled Credit Cards are Coming: What You Need to Know

Tuesday, 16 June 2015 by Mercer Savings Bank
Swiping your magnetic-stripe credit card will soon become a thing of the past. In the wake of widespread consumer data breaches like those at Target and Home Depot – plus increasing rates of counterfeit fraud – credit card companies nationwide are issuing new smart chip-enabled cards to improve payment security and provide consumers with greater
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How to Protect Your Identity While You’re on Vacation

Monday, 08 June 2015 by Mercer Savings Bank
Whether it is sickness, bad weather or terrible service, many things have the potential to ruin the vacation you’ve worked so hard to plan. However, identity theft may trump all of those unfortunate situations. Having to close cards, fight fraudulent charges, deal with your credit card providers and dispute errors on your report are probably some
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A Wake-Up Guide for Under-earners: The High Price of Not Getting Paid What You’re Worth

Monday, 01 June 2015 by Mercer Savings Bank
Anastasia Martin,* a 24-year-old social media manager for a New York City college, will never forget the moment she realized that she was underpaid. Earlier this year, she was chatting with colleagues who held the same position at neighboring schools when the subject of salary came up. Martin revealed her earnings—and her friends’ jaws hit
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