How to Manage Your Bills
Wednesday, 27 May 2015
by Mercer Savings Bank
Every time I have been late paying a bill, it wasn’t because I didn’t have the money, but because I forgot about it! My hunch is that most late-fees occur for that same reason. Back in those days when I lived in financial chaos, I didn’t have a system in place to help me remember
- Published in News & Events
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3 Ways To Pay Off Your Mortgage Faster – And Save Money
Monday, 18 May 2015
by Mercer Savings Bank
If paying off your mortgage early is your aim, always ask if your lender allows prepayments, without penalty. You don’t want to pay toward the principal and get penalized for it. Also be sure your extra money is being put toward the principal, rather next month’s mortgage payment. That won’t reduce your interest payments. Starting to pay off
- Published in First-Time Homebuyer
5 Ways to Save Money as a New College Graduate
Monday, 11 May 2015
by Mercer Savings Bank
Graduation season is about to be in full swing. With that time comes a lot of new changes – leaving college behind, possibly moving to a new location and finding your first “real” job amongst many other things. With just over 19 million students enrolled in college as of 2014, there are sure to be
- Published in Saving Tips
5 Hacks to Cut Down on Moving Costs
Monday, 04 May 2015
by Mercer Savings Bank
No one ever said moving was cheap — between security deposits (for renters), down payments (for buyers), and insurance for the move and your new place (for both), costs can stack up before you even make your first monthly payment. One more item on your budget? The move itself. According to the American Moving & Storage Association,
- Published in First-Time Homebuyer