What You Don’t Know Can Cost You

Monday, 30 March 2015 by Mercer Savings Bank
When it comes to your financial health, what you don’t know can cost you. Just like the annual physical with your doctor keeps your body’s health on track, knowing your financial vital signs can save you money and help you keep fiscally fit. Match your financial knowledge in the categories below to see where you
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8 Tips to Find the Best Home Inspector

Monday, 23 March 2015 by Mercer Savings Bank
Before you buy a home, it’s always a good idea to get a professional home inspection. In most cases, you can make your purchase contract contingent on a satisfactory inspection. That means if you don’t like the inspection results, you can cancel the contract, get your deposit back and walk away from the deal. Or
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Budgeting Basics: 4 Things Everyone Needs to Know

Monday, 16 March 2015 by Mercer Savings Bank
I spoke at the Women’s Money Conference recently and asked the audience how many of them put everything on their calendars. Nearly every hand shot in the air. When I asked the women how many use their calendars to schedule time to manage or revisit their budgets, the sea of hands went down. Surprising? Not really. Budgeting
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5 Steps for Overhauling Your Credit

Tuesday, 10 March 2015 by Mercer Savings Bank
Whether you have fair or excellent credit, there are always actions and tweaks you can make to better leverage the credit you have or try for a bigger overhaul. Here are five steps to consider: Get your credit card utilization rate down. One of the major factors impacting your credit score is your credit card
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Selling Your Home? 6 Ways to Win When Haggling With Buyers

Monday, 02 March 2015 by Mercer Savings Bank
When my husband and I were buying our first house in Georgia, I cringed at the tough negotiating he was doing, as did our agent. “You sound like a fast-talking big city businessman,” she said to him in her smooth drawl. But as cringe-worthy as it seemed at the time, he was just engaging in some tried-and-true
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