Use Your Refund to Increase Your Home’s Value

Monday, 23 February 2015 by Mercer Savings Bank
Sitting by the mailbox, waiting for your tax refund? Stop waiting and start thinking about the best ways to invest that money in your home. At the end of last tax season, the average tax refund was $2,847.  Your home is likely one of your biggest assets, so it makes good financial sense to take
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3 Ways to Help Your Spouse Build Credit

Thursday, 19 February 2015 by Mercer Savings Bank
You can share many things as a married couple, but one thing you won’t share is your credit profile. This doesn’t mean you should disregard your partner’s credit, though. While your credit reports and scores aren’t merged in marriage, when the two of you apply for a joint credit card or loan, both of your
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5 Things All Anthem Customers Should Do After The Massive Data Breach

Wednesday, 11 February 2015 by Mercer Savings Bank
Anthem customers, we feel your pain. The Anthem data breach revealed last week could affect up to 80 million people, and the investigation into the scope of the crime is just starting. Any breach that exposes data from millions of customers (or even thousands really) is bad, but the Anthem breach is actually worse than retail breaches like
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How to Save Money with Conscious Spending

Monday, 09 February 2015 by Mercer Savings Bank
Even before I got my first paying job at age 14, delivering newspapers in the early morning hours before going to school, I was fascinated with what money could buy. In the years to follow, I acquired expensive taste when it came to pretty much everything and was so focused on spending what I made that
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New Year, New Home: Why 2015 Is Poised to Attract First-Time Buyers

Monday, 02 February 2015 by Mercer Savings Bank
For years, we’ve been hearing about the marked absence of first-time homebuyers from the market. Millennials, in particular, have faced significant barriers to homeownership, including strict lending requirements and unaffordable prices. But experts point to a number of economic factors that suggest 2015 could be the year first-time buyers re-enter the housing scene. 1. Getting
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