How To Grow Your Emergency Fund

Tuesday, 29 April 2014 by Mercer Savings Bank
Since we were kids, most of us have received the advice from our parents and grandparents to be sure and have an “emergency fund.”  The idea is that you need to put money aside when times are good so that you’ll have some money for when times are bad. A solid emergency fund is perhaps
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Fraud Detection

Tuesday, 22 April 2014 by Mercer Savings Bank
Help us prevent fraud To protect you, Mercer Savings Bank monitors debit card and ATM transactions for potentially fraudulent activity through our Fraud Detection Program.  Potentially fraudulent activity may include a sudden change in local (such as when a U.S.-issued card is used unexpectedly overseas or in a foreign county), a sudden string of costly
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Qualifying for a Mortgage Loan

Wednesday, 16 April 2014 by Mercer Savings Bank
Most people know about the many benefits and rewards of becoming a homeowner. The challenging part is knowing what it takes to qualify for a mortgage loan. There is a lot of different information that is taken into consideration to determine whether you’ll qualify for a mortgage.  Ultimately, it comes down to four things: credit, down
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Heartbleed Bug

Wednesday, 16 April 2014 by Mercer Savings Bank
The Heartbleed Bug continues to impact computer systems worldwide.  The problem, which was disclosed last week, involves encryption software called OpenSSL, which is used by a large number of Internet web sites.  The Heartbleed bug can cause sensitive information stored on servers to be disclosed, including passwords, usernames, personal information and credit/debit card numbers. Mercer
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Important Information You Need To Uncover When Buying Your First Home

Thursday, 10 April 2014 by Mercer Savings Bank
RATES Ask for a list of current mortgage interest rates and whether the rates being quoted are the lowest for that day or week.  Ask whether the rate is fixed or adjustable. Keep in mind that when interest rates for adjustable-rate loans go up, generally so does the monthly payment.  If the rate quoted is
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Microsoft Discontinuing Windows XP Support

Monday, 07 April 2014 by Mercer Savings Bank
On April 8, 2014, Microsoft will discontinue technical assistance for Windows XP.  Microsoft will no longer provide security updates and other forms of technical assistance to users of this product.  It will still be possible to continue using Windows XP, however doing so may put your computer at risk for software failure, security risks and
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